551 Independence Ave, Sycamore, IL 60178 Property Records

DeKalb County property record for 551 Independence Ave, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 2,240 sqft · built 2004
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Trust Names on File
Last Sale	$450,000 (Apr 2021)
Tax Bill	$13,453 (2024)
Deeds & Mortgages	Apr 2021 Sale May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-04-105-009`

Property Details

APN / Parcel Number

Primary APN	`09-04-105-009`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	2,240 sqft Building Perimeter
1st Floor Area	2,240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Retaining Wall
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	884 sqft
Porch	Open Porch
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0904105009
Street Address	551 INDEPENDENCE AVE
City	SYCAMORE
State	IL
Zip	60178-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 122 - KRPANS PARKSIDE ESTATES - UNIT 3
Legal Subdivision	KRPANS PARKSIDE ESTATES
Legal Lot Number	122
Legal Unit	3
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	1
Census Block	1032
Census Tract	600

Owner

551 Independence Ave is owner-occupied and held in a trust since April 2021.

Source: DeKalb County records, as of April 8, 2026

Owner of Record	2 Trust Names on File
Mailing Address	551 INDEPENDENCE AVE, SYCAMORE, IL 60178-2022
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Warranty Deed, Transfer CHICAGO TITLE
May 15, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Aug 30, 2019	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2021 · Amount on File
Deed Sale	Apr 21, 2021 · Amount on File
Prior Sale	Aug 30, 2019 · Amount on File
Deed Document Number	20215092
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Apr 21, 2021
Property Address	551 INDEPENDENCE AVE, SYCAMORE, IL 60178-2022
Document Number	0000005092
Map Reference	DOC 2003035484
Instrument Date	Mar 22, 2021
Instrument	2021005092
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 INDEPENDENCE AVE, SYCAMORE, IL 60178-2022

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	551 INDEPENDENCE AVE, SYCAMORE, IL 60178-2022
Document Number	0000006581
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NATIONAL TITLE SOLUTIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	551 INDEPENDENCE AVE SYCAMORE IL 601782022, SYCAMORE, IL 60178-2022

Mortgage

Document Number	0000006581
Date	Jul 10, 2020
Instrument	6581

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jul 9, 2040

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Aug 30, 2019
Property Address	551 INDEPENDENCE AVE, SYCAMORE, IL 60178-2022
Document Number	0000007919
Instrument Date	Aug 30, 2019
Instrument	7919
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	551 INDEPENDENCE AVE SYCAMORE IL 601782022, SYCAMORE, IL 60178-2022

Mortgage

Document Number	7920
Date	Aug 30, 2019
Instrument	7920

Lender

Name	CALIBER HM LNS
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$186,197 Land $35,381 Building $150,816	$558,591 Land $106,143 Building $452,448
2024	$13,453.00
2023		$158,336 Land $31,176 Building $127,160	$475,008 Land $93,528 Building $381,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 551 Independence Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1996–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 551 Independence Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Frontier, Metronet, Verizon, Watch TV.

Nearby Properties on Independence Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures