551 Hillcrest Dr, Radcliff, KY 40160 Property Records

Hardin County property record for 551 Hillcrest Dr, Radcliff, KY 40160

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,479 sqft · built 1976
Lot Size0.6 acres (26,136 sqft)
Owner2 Individual Names on Record
Tax Bill$1,114 (2025)
Deeds & MortgagesJul 2019 Refinance
Flood ZoneZone X (minimal risk)
APN139-30-09-095

Property Details

APN / Parcel Number

Primary APN139-30-09-095

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,479 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Architectural StyleRanch
Exterior MaterialBrick
Lot Area26,136 sqft (0.6 acres)
Garage TypeAttached
Garage Area638 sqft
Patio Area196 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address551 HILLCREST DR
CityRADCLIFF
StateKY
Zip40160-2801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKENDALE EST LT 37 #1
Legal SubdivisionKENDALE EST
Legal Lot Number37
JurisdictionHARDIN KY
Township / Civil DivisionRADCLIFF
Census Block Group1
Census Block1036
Census Tract300

Owner

Source: Hardin County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address551 HILLCREST DR, RADCLIFF, KY 40160-2801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Deed Document Number0000308298
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address551 HILLCREST DR, RADCLIFF, KY 40160-2801
Transaction TypeMortgage
Record UpdatedAug 7, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2273/1238
DateJul 12, 2019
Book Page2273/1238
Instrument20190-00008943
Lender
NameFORT KNOX FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueAug 1, 2044

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHardin County
MunicipalityRadcliff City
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,114.00 (+26.3%) Homeowner's exemption Additional exemption filed$164,600 (+26.23%) Land $19,700 Building $144,900$164,600 (+26.23%) Land $19,700 Building $144,900
2023$130,400 (-) Land $19,700 Building $110,700$130,400 (-) Land $19,700 Building $110,700
2022$130,400 Land $19,700 Building $110,700$130,400 Land $19,700 Building $110,700
2021$882.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims6 (2006–2018)
Claims Outside the SFHA6 of 6
Most Recent ClaimFeb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARDIN COUNTY WATER DISTRICT #1
serves 30,230 people · EPA ID KY0470393
Water SourceSurface water
Last State InspectionApr 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Brandenburg Telecom
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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