551 Hill St, Murphy, NC 28906 Property Records

Cherokee County property record for 551 Hill St, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property Type	Commercial > Retail
Year Built	Built 2003
Square Footage	8,000 sqft Heated Area
Lot Size	21,780 sqft (0.5 acres)
Occupancy	Owner Occupied
Last Sale	$100,000 (1998)
Tax Bill	$2,798.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`459208882475000`
Alternative APN	`440200092139`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	8,000 sqft Heated Area
Stories	1 Stories
Interior Structure	Masonry Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Metal Exterior
Foundation Type	Footing Foundation
Roof Construction	Steel Frame/Truss Roof Construction
Roof Material	Metal Roof
Lot Area	21,780 sqft (0.5 acres)
Depth X Width	255 ft x 156 ft Depth x Width
Canopy Area	480 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	440200092139
Street Address	551 HILL ST
City	MURPHY
State	NC
Zip	28906-3528
Property Usage	Commercial Property Usage
Type	Commercial > Retail
Legal Description	LOT 8 JOHN DICKEY SUB 824/126
Legal Subdivision	DICKEY SUB
Legal Lot Number	8
Jurisdiction	CHEROKEE NC
Minor Civil Division	MURPHY
Census Blockgroup	2
Census Block	2021
Census Tract	930402

Owner

Source: Cherokee County records · APN 459208882475000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	551 HILL ST, MURPHY, NC 28906-3528
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 1998 · Amount on Record
Deed Sale	Apr 01, 1998 · Amount on Record
Deed Doc Number	0000824126
Record Refreshed	Jun 08, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	551 HILL ST, MURPHY, NC 28906-3528
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01608/0768
Date	Mar 13, 2019
Book Page	01608/0768
Instrument	01049

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Municipality	Murphy Town
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,798.00	$458,780 (-)	$458,780 (-) Land $146,640 Building $312,140
2023		$458,780	$458,780 Land $146,640 Building $312,140

Flood & Wildfire

551 Hill St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 47th percentile of exposed land nationally · 68th in North Carolina
Wildfire Likelihood	Moderate — about 1 in 1,087 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.