Morgan County property record for 551 Highview Ln, Berkeley Springs, WV 25411
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 2006 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $938 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-12-0135.0000 |
| Primary APN | 08-12-0135.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 2,592 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 87,120 sqft (2 acres) |
| Terrain | Steep |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 551 HIGHVIEW LN |
|---|---|
| City | BERKELEY SPRINGS |
| State | WV |
| Zip | 25411-7313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK FOREST S/D SEC IV LOT 85 2.00 AC |
| Legal Subdivision | OAK FOREST S/D |
| Legal Lot Number | 85 |
| Jurisdiction | MORGAN WV |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 971001 |
Source: Morgan County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 551 HIGHVIEW LN, BERKELEY SPRINGS, WV 25411-7313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN WV |
| Property Address | 551 HIGHVIEW LN, BERKELEY SPRINGS, WV 25411-7313 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 463/623 |
|---|---|
| Date | Feb 9, 2021 |
| Book Page | 463/623 |
| Instrument | 874292 |
| Name | CNB BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
Source: Morgan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $938.00 (+1.74%) | $94,620 (+2.01%) Land $26,100 Building $68,520 | $157,700 (+2.01%) Land $43,500 Building $114,200 |
| 2025 | $922.00 (+6.47%) | $92,760 (+7.06%) Land $26,100 Building $66,660 | $154,600 (+7.06%) Land $43,500 Building $111,100 |
| 2023 | $866.00 (+0.81%) | $86,640 (+0.84%) Land $23,940 Building $62,700 | $144,400 (+0.84%) Land $39,900 Building $104,500 |
| 2022 | $859.00 | $85,920 Land $23,940 Building $61,980 | $143,200 Land $39,900 Building $103,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 47% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
May also be available: Verizon.
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