551 Heritage Xing, Macclenny, FL 32063 Property Records

Baker County property record for 551 Heritage Xing, Macclenny, FL 32063

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,277 sqft · built 2006
Lot Size	0.18 acres (7,823 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jun 2026)
Tax Bill	$2,468 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-2S-22-0212-0000-0190`

Property Details

APN / Parcel Number

Primary APN	`30-2S-22-0212-0000-0190`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,277 sqft Living Area
Gross Area	2,539 sqft
1st Floor Area	1,837 sqft
Upper Floors Area	440 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,823 sqft (0.18 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Finished/Open Porch
Porch Area	343 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	551 HERITAGE XING
City	MACCLENNY
State	FL
Zip	32063-6027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG LOT 19 HERITAGE OAKS PB 3 PG 95 DESC IN OR 2023-4187 POM 133B RESTRICTIONS IN OR 2006-8422
Legal Range	22E
Legal Township	2S
Legal Section	30
Legal Subdivision	HERITAGE OAKS
Legal Lot Number	19
Jurisdiction	BAKER FL
Township / Civil Division	MACCLENNY
Census Block Group	1
Census Block	1023
Census Tract	40101

Owner

Source: Baker County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	551 HERITAGE XING, MACCLENNY, FL 32063-6027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage COUNTRY FINANCIAL CU
Apr 28, 2025	Deed of Trust, Mortgage · Line of Credit TRU FI CU
Jun 26, 2023	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Jun 26, 2023 · Amount on File
Deed Document Number	20263660
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAKER FL
Recording Date	Jun 16, 2026
Property Address	551 HERITAGE XING, MACCLENNY, FL 32063-6027
Document Number	0000003660
Instrument Date	Jun 12, 2026
Instrument	20263660
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	OSCEOLA LAND TITLE INC, OSCEOLA LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 HERITAGE XING, MACCLENNY, FL 32063-6027

Mortgage

Document Number	0000003661,
Date	Jun 16, 2026
Instrument	20263661

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAKER FL
Property Address	551 HERITAGE XING, MACCLENNY, FL 32063-6027
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	OSCEOLA LAND TITLE INC, OSCEOLA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 HERITAGE CROSSING, MACCLENNY, FL 32063-6027

Mortgage

Document Number	0000005630
Date	Jul 27, 2021
Instrument	202100005630

Lender

Name	COUNTRY FINANCIAL CU
Type	Credit Union
Address	MACCLENNY, FL 32063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2041

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAKER FL
Property Address	551 HERITAGE XING, MACCLENNY, FL 32063-6027
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 HERITAGE CROSSING, MACCLENNY, FL 32063-6027

Mortgage

Document Number	0000002429
Date	Apr 28, 2025
Instrument	202500002429

Lender

Name	TRU FI CU
Type	Credit Union
Address	MACCLENNY, FL 32063

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 4, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAKER FL
Recording Date	Jun 26, 2023
Property Address	551 HERITAGE XING, MACCLENNY, FL 32063-6027
Document Number	0000004187
Map Reference	MB 3 PG 95
Instrument Date	Jun 23, 2023
Instrument	202300004187
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	OSCEOLA LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1064 S ST MARYS CIR W, MACCLENNY, FL 32063

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 HERITAGE CROSSING, MACCLENNY, FL 32063-6027

Mortgage

Document Number	0000004188
Date	Jun 26, 2023
Instrument	202300004188

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Baker County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Baker County
Municipality	Macclenny City
Unified School District	Baker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,468.00 (+3.35%) Homeowner's exemption	$185,866 (+2.9%)	$275,528 (+5.39%) Land $35,000 Building $240,528
2024	$2,388.00 (+21.77%) Homeowner's exemption	$180,628 (+16.65%)	$261,439 (+0.66%) Land $35,000 Building $226,439
2023	$1,961.00 (+3.43%) Homeowner's exemption	$154,843 (+3.03%)	$259,713 (-5.32%) Land $35,000 Building $224,713
2022	$1,896.00 Homeowner's exemption	$150,282	$274,295 Land $35,000 Building $239,295

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1996–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MACCLENNY serves 6,500 people · EPA ID FL2020204
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Northeast Florida Telephone Company.

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