San Mateo County property record for 551 Hemlock Ave, Millbrae, CA 94030
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,020 sqft · built 1941 |
| Lot Size | 0.123 acres (5,349 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $391,000 (May 2001) |
| Tax Bill | $8,959 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-154-330 |
| Primary APN | 024-154-330 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,020 sqft Living Area |
| 1st Floor Area | 1,020 sqft |
| Family Room | Family Room |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Lot Area | 5,349 sqft (0.123 acres) |
| Lot Dimensions | 107 ft deep x 50 ft wide |
| Garage Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 551 HEMLOCK AVE |
|---|---|
| City | MILLBRAE |
| State | CA |
| Zip | 94030-2633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C10000 |
| Legal Description | LOT 8 BLOCK 5 MILLBRAE MANOR SUB 2 |
| Legal Subdivision | MILLBRAE MANOR SUB 2 |
| Legal Block | 5 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 604400 |
Source: San Mateo County records · APN 024-154-330
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 551 HEMLOCK AVE, MILLBRAE, CA 94030-2633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC |
| Jul 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2001 · Amount on Record |
| Deed Sale | May 01, 2001 · Amount on Record |
| Deed Document Number | 200161005 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 551 HEMLOCK AVE, MILLBRAE, CA 94030-2633 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 551 HEMLOCK AVE, MILLBRAE, CA 94030-2633 |
| Document Number | 0000138162 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2021-138162 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 551 HEMLOCK AVE, MILLBRAE, CA 94030-2633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000068543 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 2020-068543 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Millbrae City |
| Elementary School District | Millbrae Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $600,930 (+2%) Land $300,465 Building $300,465 | ||
| 2025 | $8,959.00 (+8.9%) Homeowner's exemption | $589,148 (+4.04%) Land $294,574 Building $294,574 | |
| 2023 | $8,227.00 (+28.27%) Homeowner's exemption | $566,274 Land $283,137 Building $283,137 | $806,040 |
| 2022 | $6,414.00 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1980–1982) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Dec 1982 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: California Internet, Race Telecommunications, Radiate Holdings, Sail Internet Holdings, Verizon.
Based on FCC filings for 400 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MILLBRAE serves 22,795 people |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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