Clermont County property record for 551 Hamblin Dr, Cincinnati, OH 45255
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,300 sqft · built 1991 |
| Lot Size | 0.257 acres (11,195 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $149,900 (Apr 1996) |
| Tax Bill | $5,598 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-56-15A-006 |
| Primary APN | 41-56-15A-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,300 sqft Living Area |
| 1st Floor Area | 976 sqft |
| Basement Area | 168 sqft |
| Unfinished Basement | 168 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 11,195 sqft (0.257 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 480 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 336 sqft |
|---|---|
| Patio Area | 336 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 551 HAMBLIN DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-3708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAPLE VALLEY A; LOT 6 |
| Legal Subdivision | MAPLE VALLEY |
| Legal Lot Number | 6 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 41404 |
551 Hamblin Dr is owned and occupied by two individuals who bought it in April 1996.
Source: Clermont County records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 551 HAMBLIN DR, CINCINNATI, OH 45255-3708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · Line of Credit P N C BANK NA |
| May 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 1996 · Amount on File |
| Deed Sale | Apr 4, 1996 · Amount on File |
| Prior Sale | Apr 26, 1991 · Amount on File |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Apr 6, 2026 |
| Property Address | 551 HAMBLIN DR, CINCINNATI, OH 45255-3708 |
| Document Number | 0000007258 |
| Book / Page | 3019 / 3347 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 20267258 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 551 HAMBLIN DR, CINCINNATI, OH 45255-3708 |
| Document Number | 0000007258, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 3019/3347 |
| Instrument | 20267258 |
| Name | P N C BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Apr 5, 2066 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 551 HAMBLIN DR, CINCINNATI, OH 45255-3708 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000014135 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 2879/20 |
| Instrument | 202100014135 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2036 |
The 2025 property tax bill for 551 Hamblin Dr was $5,598 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,598.00 | $111,230 Land $18,970 Building $92,260 | |
| 2024 | $317,800 (-) Land $54,200 Building $263,600 | ||
| 2023 | $11,062.00 (+120.71%) Homeowner's exemption | $111,230 (+29.29%) Land $18,970 Building $92,260 | $317,800 Land $54,200 Building $263,600 |
| 2022 | $5,012.00 Homeowner's exemption | $86,030 Land $14,700 Building $71,330 | |
| 2020 | $245,800 Land $42,000 Building $203,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 551 Hamblin Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 551 Hamblin Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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