551 Forest Ave, River Forest, IL 60305 Property Records

Cook County property record for 551 Forest Ave, River Forest, IL 60305

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,346 sqft · built 1880
Lot Size0.206 acres (8,950 sqft)
OwnerIndividual Name on Record
Tax Bill$24,656 (2023)
Deeds & MortgagesFeb 2017 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN15-12-108-016

Property Details

APN / Parcel Number

Primary APN15-12-108-016
Alternative APN
  • 15-12-108-016-0000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,346 sqft Living Area

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,950 sqft (0.206 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water

Location & Zoning

Street Address551 FOREST AVE
CityRIVER FOREST
StateIL
Zip60305-1707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(SOLOMAN) (THATCHERS) SUB OF WH OF NW SEC 12-39-12
Legal Range12E
Legal Township39N
Legal Section12
Legal SubdivisionSOLOMAN THATCHERS
Legal Lot Number9,10
JurisdictionCOOK IL
Township / Civil DivisionRIVER FOREST
Census Block Group3
Census Block3007
Census Tract812000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedRiver Forest Historic District
listed 1977 · 620 contributing resources · NRIS 77000483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address551 FOREST AVE, RIVER FOREST, IL 60305-1707
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2017Deed of Trust, Mortgage · ARM
JPMORGAN CHASE BANK NA
Mar 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL FED'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 28, 1995
Transfer Doc0000000408
Record UpdatedSep 20, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address551 FOREST AVE, RIVER FOREST, IL 60305-1707
Transaction TypeMortgage
Record UpdatedMay 27, 2022
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005408154
DateFeb 23, 2017
Instrument1705408154
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMar 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateMar 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.75%
Index1-Year LIBOR
Max Rate8.75%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address551 FOREST AVE, RIVER FOREST, IL 60305-1707
Document Number2010039104
Instrument DateMar 26, 2020
Transaction TypeMortgage
Record UpdatedApr 27, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address551 FOREST AVE RIVER FOREST IL 603051707, RIVER FOREST, IL 60305-1707

Mortgage

Document Number2010039104
DateApr 10, 2020
Instrument10039104
Lender
NameMUTUAL FED'L BK
TypeBank
AddressCHICAGO, IL 60608
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 9, 2035
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionRiver Forest Township
MunicipalityRiver Forest Village
Secondary School DistrictOak Park and River Forest District 200 (09 - 12)
Elementary School DistrictRiver Forest School District 90 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$93,378 (+40.67%) Land $11,635 Building $81,743$933,780 (+40.67%) Land $116,350 Building $817,430
2023$24,656.00 (+21.27%)
2022$20,331.00 Homeowner's exemption$66,381 Land $10,068 Building $56,313$663,810 Land $100,680 Building $563,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVER GROVE
serves 10,282 people · EPA ID IL0312640
Water SourcePurchased surface water from several systems
Last State InspectionDec 2024
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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