York County and Saco City property record for 551 Ferry Rd, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 3,302 sqft · built 1980 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $637,500 (Jul 2020) |
| Tax Bill | $18,328 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B4230R |
| Primary APN | B4230R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,302 sqft Living Area |
| Gross Area | 5,372 sqft |
| 1st Floor Area | 2,014 sqft |
| Basement Area | 1,992 sqft |
| Unfinished Basement | 1,992 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood Siding |
| Roof Type | Gambrel |
| Roof Material | Wood Shingle |
| Lot Area | 45,302 sqft (1.04 acres) |
| Boat Access | Boat Access |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | B4230R |
|---|---|
| Street Address | 551 FERRY RD |
| City | SACO |
| State | ME |
| Zip | 04072-2217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Lot Number | 12 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 5400 |
Source: York County and Saco City records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 314, OLD ORCHARD BEACH, ME 04064-0314 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2021 | Deed of Trust, Mortgage · Commercial Mortgage GORHAM SAVINGS BANK |
| Jul 2, 2020 | Personal Representative Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2020 · Amount on Record |
| Deed Sale | Jul 2, 2020 · Amount on Record |
| Deed Document Number | 202028865 |
| Deed Book / Page | 18293 / 541 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 551 FERRY RD, SACO, ME 04072-2217 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0186760573 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 18676/573 |
| Instrument | 2021029848 |
| Name | GORHAM SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Jul 2, 2020 |
| Property Address | 551 FERRY RD, SACO, ME 04072-2217 |
| Document Number | 0182930541 |
| Book / Page | 18293 / 541 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 2020028865 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 DRIFTWOOD LN, SACO, ME 04072-3400 |
| Document Number | 2020028866 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 2020028866 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: York County and Saco City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $18,328.00 (+4.7%) | $1,290,700 (+3.6%) Land $748,500 Building $542,200 |
| 2024 | $17,505.00 (+1.79%) | $1,245,900 (+32.8%) Land $748,500 Building $497,400 |
| 2022 | $17,197.00 | $938,200 Land $570,800 Building $367,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 135 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 138 units insured incl. 3 condo units |
| Nearby Flood Claims | 216 (1978–2024) |
| Claims Outside the SFHA | 42 of 216 |
| Most Recent Claim | Apr 2024 · Severe Winter Storm |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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