551 Farmers Flat Rd, Libby, MT 59923 Property Records

Lincoln County property record for 551 Farmers Flat Rd, Libby, MT 59923

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,037 sqft · built 1976
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Tax Bill	$1,571 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Line of Credit + 1 more
APN	`R563398`

Property Details

APN / Parcel Number

Primary APN	`R563398`
Alternative APNs	`56-4068-01-1-01-01-0000` `0000003007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,037 sqft Living Area
1st Floor Area	864 sqft
Attic	Attic
Attic Area	173 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2000
Architectural Style	Rustic
Exterior Material	Other
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	174,240 sqft (4 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	504 sqft
Shed	1 Shed
Shed Area	225 sqft
Pole Barn	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000003007
Street Address	551 FARMERS FLAT RD
City	LIBBY
State	MT
Zip	59923-9635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKY ROAD RANCH, S01, T29 N, R31 W, LOT 1, ACRES 4
Legal Range	31W
Legal Township	29N
Legal Section	01
Legal Subdivision	ROCKY ROAD RANCH
Legal Lot Number	1
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	1
Census Block	1221
Census Tract	100

Owner

Source: Lincoln County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	551 FARMERS FLAT RD, LIBBY, MT 59923-9635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN COUNTY CU
Nov 8, 2023	Deed of Trust, Mortgage · Line of Credit LINCOLN COUNTY CU
Jun 8, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2011
Deed Sale	Sep 9, 2011
Deed Document Number	2011234612
Deed Book / Page	338 / 655
Last Transfer Date	Jun 8, 2021
Transfer Doc	390/330
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	551 FARMERS FLAT RD, LIBBY, MT 59923-9635
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	FLYING S T&E LIBBY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 FARMERS FLAT RD, LIBBY, MT 59923-9635

Mortgage

Document Number	000414/142
Date	Mar 18, 2026
Book Page	414/142
Instrument	320106

Lender

Name	LINCOLN COUNTY CU
Type	Credit Union
Address	LIBBY, MT 59923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 18, 2041

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	551 FARMERS FLAT RD, LIBBY, MT 59923-9635
Transaction Type	Mortgage
Record Updated	Dec 18, 2023
Title Company	NOT AVAILABLE, FLYING S T&E LIBBY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000403/771
Date	Nov 8, 2023
Book Page	403/771
Instrument	308229

Lender

Name	LINCOLN COUNTY CU
Type	Credit Union
Address	KILA, MT 59920

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 7, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LINCOLN MT
Recording Date	Jun 8, 2021
Property Address	551 FARMERS FLAT RD, LIBBY, MT 59923-9635
Document Number	390/330
Book / Page	390 / 330
Instrument Date	Jun 4, 2021
Instrument	293816
Transaction Type	Transfer
Record Updated	Jun 30, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 FARMERS FLAT RD, LIBBY, MT 59923-9635

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,571.00 (+10.63%)	$434,100 (-)
2025	$1,420.00 (-43.65%)	$434,100 (+20.65%)	$434,100 (+20.65%) Land $112,200 Building $321,900
2023	$2,520.00	$359,800	$359,800 Land $71,100 Building $288,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Mar 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 65% of Montana
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Inland Cellular Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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