551 Elm St, Ithaca, NY 14850 Property Records

Tompkins County and Ithaca Town property record for 551 Elm St, Ithaca, NY 14850

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,442 sqft · built 1959
Lot Size	0.97 acres (42,253 sqft)
Owner	Individual Name on Record
Tax Bill	$6,682 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`503089 29.-7-4`

Property Details

APN / Parcel Number

Primary APN	`503089 29.-7-4`
Alternative APN	`308902900000070040000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,442 sqft Living Area
1st Floor Area	1,442 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	42,253 sqft (0.97 acres)
Lot Dimensions	271 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	266 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	551 ELM ST
City	ITHACA
State	NY
Zip	14850-3022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	7
Legal Lot Number	4.000
Jurisdiction	TOMPKINS NY
Township / Civil Division	ITHACA
Census Block Group	2
Census Block	2000
Census Tract	1000

Owner

Source: Tompkins County and Ithaca Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	551 ELM ST, ITHACA, NY 14850-3022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Property Address	551 ELM ST, ITHACA, NY 14850-3022
Document Number	0000012363
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 ELM ST ITHACA NY 148503022, ITHACA, NY 14850-3022

Mortgage

Document Number	0000012363
Date	Dec 7, 2020
Instrument	12363

Lender

Name	ELMIRA SVGS BK
Type	Federal Savings Bank
Address	ELMIRA, NY 14901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 6, 2035

Tax Assessment & Valuation

Source: Tompkins County and Ithaca Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tompkins County
County Subdivision	Ithaca Town
Unified School District	Ithaca City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,682.00
2025		$255,000 (+20.28%) Land $49,500 Building $205,500	$255,000 (+20.28%) Land $49,500 Building $205,500
2023		$212,000 Land $49,500 Building $162,500	$212,000 Land $49,500 Building $162,500
2019	$3,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1981–1982)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ITHACA TOWN WD serves 13,000 people · EPA ID NY5404419
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2021
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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