551 Ellison Ct, Frederick, MD 21703 Property Records

Frederick County property record for 551 Ellison Ct, Frederick, MD 21703 · Last verified September 2023

Property Summary

Property Type	Townhouse
Details	4 ba · 2,032 sqft · built 2002
Lot Size	0.044 acres (1,940 sqft)
Owner	Individual Name on File
Last Sale	$347,000 (Jun 2021)
Tax Bill	$5,363 (2023)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-238187`

Property Details

APN / Parcel Number

Primary APN	`02-238187`
Alternative APNs	`2238187` `238187`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,032 sqft Total Area
1st Floor Area	776 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,940 sqft (0.044 acres)
Garage Type	Built-in
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	238187
Old Parcel Number	2238187
Street Address	551 ELLISON CT
City	FREDERICK
State	MD
Zip	21703-6111
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 6036 PLAT 2 SECTION 6-1,940 SQ. FT. OVERLOOK
Legal Subdivision	OVERLOOK
Legal Lot Number	6036
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2013
Census Tract	750505

Owner

Source: Frederick County records · APN 02-238187

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	551 ELLISON CT, FREDERICK, MD 21703-6111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Jun 29, 2017	Grant Deed, Transfer · Conventional with PMI FIRST HM MTG CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	Jun 29, 2017 · Amount on Record
Deed Document Number	0001503572
Deed Book / Page	15035 / 72
Record Updated	Jun 07, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 29, 2021
Property Address	551 ELLISON CT, FREDERICK, MD 21703-6111
Document Number	0150350072
Book / Page	15035 / 72
Map Reference	MB 70 PL 46
Instrument Date	Jun 23, 2021
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LEGACYHOUSE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$867.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	551 ELLISON CT, FREDERICK, MD 21703-6111

Mortgage

Document Number	1503579
Date	Jun 29, 2021
Instrument	15035/79

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Mortgage

Document Number	0150350099
Date	Jun 29, 2021
Book Page	15035/99

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 29, 2017
Property Address	551 ELLISON CT, FREDERICK, MD 21703-6111
Document Number	0019040087
Book / Page	001904 / 000087
Instrument Date	Jun 13, 2017
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$254.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	551 ELLISON CT FREDERICK MD 217036111, FREDERICK, MD 21703-6111

Mortgage

Document Number	119040093
Date	Jun 29, 2017
Book Page	011904/000093

Lender

Name	FIRST HM MTG CORP
Address	BALTIMORE, MD 21236

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,363.00	$293,467	$357,400 Land $70,000 Building $287,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217505052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 units insured 12 under condo master policies

Wildfire

Wildfire Risk	Low above 5% of the US · above 9% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 509 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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