551 E San Pedro Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 551 E San Pedro Ave, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,800 sqft · built 1986
Lot Size	0.157 acres (6,869 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,628 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-95-016`

Property Details

APN / Parcel Number

Primary APN	`304-95-016`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft

Exterior

Year Built	Built 1986
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,869 sqft (0.157 acres)
Parking Spaces	2 Parking Spaces
Pool Area	425 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	551 E SAN PEDRO AVE
City	GILBERT
State	AZ
Zip	85234-3446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	CIRCLE G MEADOWS AMD MCR 258-37
Legal Range	06E
Legal Township	01S
Legal Section	06
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	CIRCLE G MEADOWS AMD
Legal Lot Number	16
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2001
Census Tract	422508

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	551 E SAN PEDRO AVE, GILBERT, AZ 85234-3446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOWER
Nov 8, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2019
Deed Sale	Feb 14, 2019
Prior Sale	Nov 8, 2017
Deed Document Number	20190103030
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	551 E SAN PEDRO AVE, GILBERT, AZ 85234-3446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 E SAN PEDRO AVE, GILBERT, AZ 85234-3446

Mortgage

Document Number	0000276352
Date	Apr 19, 2019
Instrument	20190276352

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	551 E SAN PEDRO AVE, GILBERT, AZ 85234-3446
Document Number	0001240886
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	551 E SAN PEDRO AVE GILBERT AZ 852343446, GILBERT, AZ 85234-3446

Mortgage

Document Number	0001240886
Date	Dec 16, 2020
Instrument	1240886

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 15, 2040

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Nov 8, 2017
Property Address	551 E SAN PEDRO AVE, GILBERT, AZ 85234-3446
Document Number	0000830434
Map Reference	MB 258 PG 37
Instrument Date	Nov 6, 2017
Instrument	2017-0830434
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 E SAN PEDRO AVE, GILBERT, AZ 85234-3446

Mortgage

Document Number	0000830435
Date	Nov 8, 2017
Instrument	2017-0830435

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,280 (-2.6%)	$442,800 (-2.6%) Land $88,500 Building $354,300
2025	$1,628.00 (+3.17%)
2024		$45,460	$454,600 Land $90,900 Building $363,700
2023	$1,578.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arizona Network, Verizon.

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