551 E Richardson Dr, Mobile, AL 36606 Property Records

Mobile County property record for 551 E Richardson Dr, Mobile, AL 36606

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,812 sqft · built 1992
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$178,900 (Jul 2021)
Tax Bill	$2,044 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022909304002049`

Property Details

APN / Parcel Number

Primary APN	`R022909304002049`
Alternative APNs	`29 09 30 4 002 049.XXX` `00883253` `883253`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,812 sqft Living Area
1st Floor Area	1,812 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	Deck Area
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	883253
Street Address	551 E RICHARDSON DR
City	MOBILE
State	AL
Zip	36606-4923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK C ROSSWOOD MBK 8 P 248 #SEC 30 T4S R1W #MP29 09 30 4 002
Legal Range	04S
Legal Township	04S
Legal Section	30
Legal Subdivision	ROSSWOOD
Legal Block	C
Legal Lot Number	9
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2000
Census Tract	2900

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	551 E RICHARDSON DR, MOBILE, AL 36606-4923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2021 · Amount on Record
Deed Sale	Jul 27, 2021 · Amount on Record
Prior Sale	Nov 1, 2007 · Amount on Record
Deed Document Number	202148509
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 27, 2021
Property Address	551 E RICHARDSON DR, MOBILE, AL 36606-4923
Document Number	0000048509
Map Reference	MB 8 PG 248
Instrument Date	Jul 22, 2021
Instrument	2021048509
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 EAGLE PEAK CIR UNIT 31, 31, DADEVILLE, AL 36853-5696

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	551 E RICHARDSON DR, MOBILE, AL 36606-4923

Mortgage

Document Number	0000048510
Date	Jul 27, 2021
Instrument	2021048510

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,044.00 (+3.49%)	$16,020 (+3.49%) Land $2,800 Building $13,220	$160,200 (+3.49%) Land $28,000 Building $132,200
2024	$1,975.00 (+11.58%)	$15,480 (+11.69%) Land $2,500 Building $12,980	$154,800 (+11.69%) Land $25,000 Building $129,800
2023	$1,770.00 (-1.06%)	$13,860 (-1.07%) Land $2,500 Building $11,360	$138,600 (-1.07%) Land $25,000 Building $113,600
2022	$1,789.00	$14,010 Land $2,500 Building $11,510	$140,100 Land $25,000 Building $115,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	33 (1979–2021)
Claims Outside the SFHA	20 of 33
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20