551 E Elm St, Jefferson, WI 53549 Property Records

Jefferson County property record for 551 E Elm St, Jefferson, WI 53549

Property Summary

Property Type	Single Family Home
Lot Size	0.161 acres (7,013 sqft)
Owner	Company Name on Record
Last Sale	$309,900 (Jan 2024)
Tax Bill	$5,728 (2025)
Deeds & Mortgages	Jan 2024 Sale Sep 2023 Sale + 7 more
Flood Zone	Zone X (minimal risk)
APN	`241-0614-1223-002`

Property Details

APN / Parcel Number

Primary APN	`241-0614-1223-002`

Exterior

Lot Area	7,013 sqft (0.161 acres)

Location & Zoning

Street Address	551 E ELM ST
City	JEFFERSON
State	WI
Zip	53549-2180
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27, HIGHLAND PARK ADD.
Legal Range	14E
Legal Township	06N
Legal Section	12
Legal Subdivision	HIGHLAND PARK ADDITION
Legal Lot Number	27
Jurisdiction	JEFFERSON WI
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1016
Census Tract	101100

Owner

Source: Jefferson County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	551 E ELM ST, JEFFERSON, WI 53549-2180
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY LAND TITLE LTD
Sep 27, 2023	Warranty Deed, Transfer
Sep 29, 2022	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
May 7, 2021	Warranty Deed, Transfer · Conventional Mortgage SUMMIT CU
Dec 31, 2019	Deed of Trust, Mortgage · Balloon Mortgage GREENWOODS STATE BANK
Nov 18, 2019	Deed, Transfer · Conventional Mortgage GREENWOODS STATE BANK
Oct 5, 2018	Quit Claim Deed, Transfer Quitclaim
Dec 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2024 · Amount on Record
Deed Sale	Jan 18, 2024 · Amount on Record
Prior Sale	May 7, 2021 · Amount on Record
Deed Document Number	20241480878
Prior Transfer Date	Sep 15, 2023
Prior Transfer Doc	0001477931
Record Updated	Sep 20, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WI
Recording Date	Jan 18, 2024
Property Address	551 E ELM ST, JEFFERSON, WI 53549-2180
Document Number	0001480878
Instrument Date	Jan 17, 2024
Instrument	1480878
Transaction Type	Transfer
Record Updated	Feb 7, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAND TITLE LTD

Transaction

Amount	Amount Recorded
Tax	$929.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 E ELM ST, JEFFERSON, WI 53549-2180

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Sep 27, 2023
Property Address	551 E ELM ST, JEFFERSON, WI 53549-2180
Document Number	0001477931
Instrument Date	Sep 15, 2023
Instrument	1477931
Transaction Type	Transfer
Record Updated	Oct 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	551 E ELM ST, JEFFERSON, WI 53549-2180
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001477643
Date	Sep 29, 2022
Instrument	1477643

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2052

Interest

Rate Type	Fixed Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	May 7, 2021
Property Address	551 E ELM ST, JEFFERSON, WI 53549-2180
Document Number	0001444870
Instrument Date	May 4, 2021
Instrument	1444870
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$804.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 E ELM ST, JEFFERSON, WI 53549-2180

Mortgage

Document Number	0001444871
Date	May 7, 2021
Instrument	1444871

Lender

Name	SUMMIT CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	551 E ELM ST, JEFFERSON, WI 53549-2180
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001418826
Date	Dec 31, 2019
Instrument	1418826

Lender

Name	GREENWOODS STATE BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Feb 1, 2025

Interest

Rate Type	Fixed Rate

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WI
Recording Date	Nov 18, 2019
Property Address	551 E ELM ST, JEFFERSON, WI 53549-2180
Document Number	0001417116
Instrument Date	Oct 25, 2019
Instrument	1417116
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 E ELM ST, JEFFERSON, WI 53549-2180

Mortgage

Document Number	0001417117
Date	Nov 18, 2019
Instrument	1417117

Lender

Name	GREENWOODS STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON WI
Recording Date	Oct 5, 2018
Property Address	551 E ELM ST, JEFFERSON, WI 53549-2180
Document Number	0001402216
Instrument Date	Oct 4, 2018
Instrument	1402216
Transaction Type	Transfer
Record Updated	Oct 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON WI
Recording Date	Dec 8, 2017
Property Address	551 E ELM ST, JEFFERSON, WI 53549-2180
Document Number	0001391276
Instrument Date	Dec 6, 2017
Instrument	1391276
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON WI
Recording Date	Dec 8, 2017
Property Address	551 E ELM ST, JEFFERSON, WI 53549-2180
Document Number	0001391275
Instrument Date	Dec 6, 2017
Instrument	1391275
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Jefferson City
Unified School District	Jefferson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,728.00 (+14.13%) Homeowner's exemption	$318,500 (+11.64%) Land $11,400 Building $307,100	$302,900
2023	$5,019.00 (-8.81%) Homeowner's exemption	$285,300 (+6.46%) Land $11,400 Building $273,900
2022	$5,504.00 Homeowner's exemption	$268,000 Land $11,400 Building $256,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	15 (1993–2008)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON WATERWORKS serves 7,926 people · EPA ID WI1280104
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bug Tussel Wireless, Netwurx.

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