551 E Drayton St, Ferndale, MI 48220 Property Records

Oakland County property record for 551 E Drayton St, Ferndale, MI 48220 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 863 sqft · built 1925
Lot Size	0.104 acres (4,530 sqft)
Owner	Individual Name on File
Last Sale	$251,000 (Mar 2022)
Tax Bill	$5,634 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-25-27-401-024`

Property Details

APN / Parcel Number

Primary APN	`24-25-27-401-024`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	863 sqft Living Area
1st Floor Area	863 sqft
Basement Area	863 sqft
Finished Basement	863 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,530 sqft (0.104 acres)
Lot Dimensions	129 ft deep x 35 ft wide
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	197 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	551 E DRAYTON ST
City	FERNDALE
State	MI
Zip	48220-1328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T1N, R11E, SEC 27 WOODWARD HTS SUB NO 2 LOT 271, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	27
Legal Subdivision	WOODWARD HTS SUB
Legal Lot Number	271
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1006
Census Tract	173100

Owner

Source: Oakland County records · APN 24-25-27-401-024

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	551 E DRAYTON ST, FERNDALE, MI 48220-1328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 08, 2022 · Amount on Record
Deed Sale	Mar 08, 2022 · Amount on Record
Prior Sale	Jan 30, 2009 · Amount on Record
Deed Document Number	2022339303
Deed Book / Page	57556 / 892
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 08, 2022
Property Address	551 E DRAYTON ST, FERNDALE, MI 48220-1328
Document Number	0000339303
Book / Page	57556 / 892
Map Reference	LB 10 PG 27
Instrument Date	Mar 04, 2022
Instrument	339303
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,882.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1603 E 9 MILE RD, 1603, FERNDALE, MI 48220-2065

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 E DRAYTON ST, FERNDALE, MI 48220-1328

Mortgage

Document Number	0000350236
Date	Mar 28, 2022
Book Page	57621/9
Instrument	350236

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,634.00 (-2.98%) Homeowner's exemption	$117,720 (+10.87%)	$235,440 (+10.87%)
2024	$5,807.00 (+148.59%)
2023		$106,180	$212,360
2021	$2,336.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.