Nassau County and Long Beach City property record for 551 E Bay Dr, Long Beach, NY 11561
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 5,791 sqft · built 2008 |
| Lot Size | 0.228 acres (9,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,604,166 (Oct 2023) |
| Tax Bill | $23,239 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 59-162-00-0019 |
| Primary APN | 59-162-00-0019 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 5,791 sqft Living Area |
| Gross Area | 6,366 sqft |
| 1st Floor Area | 2,345 sqft |
| Basement Area | 750 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 9,920 sqft (0.228 acres) |
| Lot Dimensions | 124 ft deep x 80 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 328 sqft |
| Deck Area | 12 sqft |
| Patio Area | 476 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 59162 00190 |
|---|---|
| Street Address | 551 E BAY DR |
| City | LONG BEACH |
| State | NY |
| Zip | 11561-2409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #5 SCH DIST 028 |
| Legal Block | 162 |
| Legal Lot Number | 19-22 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | LONG BEACH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 416701 |
Source: Nassau County and Long Beach City records, as of June 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 551 E BAY DR, LONG BEACH, NY 11561-2409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 26, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Jul 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2023 · Amount on Record |
| Deed Sale | Oct 26, 2023 · Amount on Record |
| Prior Sale | Jul 29, 2009 · Amount on Record |
| Deed Document Number | 2023-64028 |
| Deed Book / Page | D14432 / 938 |
| Prior Transfer Date | Mar 31, 2009 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Oct 26, 2023 |
| Property Address | 551 E BAY DR, LONG BEACH, NY 11561-2409 |
| Document Number | D144320938 |
| Book / Page | D14432 / 938 |
| Map Reference | MAP 573 CASE 3504 |
| Instrument Date | Oct 14, 2023 |
| Instrument | 2023-64028 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 551 E BAY DR, LONG BEACH, NY 11561-2409 |
| Name | Verified Name |
|---|---|
| Address | 551 E BAY DR, LONG BEACH, NY 11561-2409 |
| Document Number | 0202364029 |
|---|---|
| Date | Oct 26, 2023 |
| Instrument | 2023-64029 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Nov 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 551 E BAY DR, LONG BEACH, NY 11561-2409 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0455910551 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 45591/551 |
| Instrument | 2021-088241 |
| Name | LOAN DEPOT INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Nassau County and Long Beach City assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| Municipality | Long Beach City |
| Unified School District | Long Beach City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,614 (-5.61%) Land $414 Building $1,200 | $1,614,000 (-5.61%) | |
| 2025 | $23,239.00 (+3.69%) | ||
| 2023 | $22,411.00 Additional exemption filed | $1,710 Land $438 Building $1,272 | $1,710,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 155 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 155 in force |
| Nearby Flood Claims | 346 (1978–2023) |
| Claims Outside the SFHA | 94 of 346 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LONG BEACH CITY serves 35,000 people · EPA ID NY2902834 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures