551 E 3rd St, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 551 E 3rd St, Chuluota, FL 32766 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,560 sqft · built 1958
Lot Size0.258 acres (11,250 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Jul 2016)
Tax Bill$2,248 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN21-21-32-5CF-1900-0140

Property Details

APN / Parcel Number

Primary APN21-21-32-5CF-1900-0140
Alternative APN
  • 2132215CF19000140

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,560 sqft Living Area
Gross Area1,920 sqft
1st Floor Area1,560 sqft
Basement Area440 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area11,250 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address551 E 3RD ST
CityCHULUOTA
StateFL
Zip32766-8574
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 BLK 19 NORTH CHULUOTA PB 2 PG 54 TO 58
Legal Range32E
Legal Township21S
Legal Section21
Legal SubdivisionNORTH CHULUOTA
Legal Tract5CF
Legal Block19
Legal Lot Number14
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2005
Census Tract21205

Owner

Source: Seminole County records · APN 21-21-32-5CF-1900-0140

Assessment roll updated December 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address551 E 3RD ST, CHULUOTA, FL 32766-8574
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2022Deed of Trust, Mortgage · FHA Mortgage
CALIBER HOME LOANS INC
Jun 07, 2021Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 18, 2016 · Amount on Record
Deed SaleJul 18, 2016 · Amount on Record
Prior SaleApr 01, 2004 · Amount on Record
Deed Document Number201673990
Deed Book / Page8728 / 1911
Prior Transfer DateAug 01, 2005
Prior Transfer Doc0058721096
Record UpdatedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address551 E 3RD ST, CHULUOTA, FL 32766-8574
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address551 E 3RD ST, CHULUOTA, FL 32766-8574

Mortgage

Document Number0102210687
DateApr 20, 2022
Book Page10221/687
Instrument2022047266
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address551 E 3RD ST, CHULUOTA, FL 32766-8574
Transaction TypeMortgage
Record UpdatedAug 19, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address551E E 3RD ST, CHULUOTA, FL 32766-8574

Mortgage

Document Number0099521480
DateJun 07, 2021
Book Page9952/1480
Instrument2021075480
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term302 Months
DueAug 01, 2046

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,248.00 (+9.23%) Homeowner's exemption$180,291 (+5.99%)$346,446 (+13.23%) Land $92,700 Building $253,746
2023$2,058.00 (+2.85%) Homeowner's exemption$170,107 (+3%)$305,979 (-0.46%) Land $69,525 Building $236,454
2022$2,001.00 Homeowner's exemption$165,152$307,406 Land $73,388 Building $234,018

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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