551 Dreamscape Dr, Bluffton (Okatie), SC 29909 Property Records

Jasper County property record for 551 Dreamscape Dr, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	2,179 sqft · built 2021
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$623,490 (Dec 2021)
Tax Bill	$5,603 (2025)
Deeds & Mortgages	Jul 2022 Reverse Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`067-37-00-073`

Property Details

APN / Parcel Number

Primary APN	`067-37-00-073`

Interior

Building Area	2,179 sqft Finished Area

Exterior

Year Built	Built 2021
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	551 DREAMSCAPE DR
City	BLUFFTON
State	SC
Zip	29909-4800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY (DISTRICT 03)
Jurisdiction	JASPER SC
Township / Civil Division	RIDGELAND
Census Block Group	2
Census Block	2023
Census Tract	950201

Owner

Source: Jasper County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	551 DREAMSCAPE DR, BLUFFTON, SC 29909-4800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Dec 22, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2021 · Amount on Record
Deed Sale	Dec 22, 2021 · Amount on Record
Deed Document Number	202100007386
Deed Book / Page	1093 / 469
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JASPER SC
Property Address	551 DREAMSCAPE DR, BLUFFTON, SC 29909-4800
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 DREAMSCAPE DR, BLUFFTON, SC 29909-4800

Mortgage

Document Number	01106/1119
Date	Jul 21, 2022
Book Page	1106/1119
Instrument	202200002996

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.61%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.61%

December 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	JASPER SC
Recording Date	Dec 22, 2021
Property Address	551 DREAMSCAPE DR, BLUFFTON, SC 29909-4800
Document Number	001093/469
Book / Page	1093 / 469
Map Reference	MB 37 PG 252
Instrument Date	Nov 12, 2021
Instrument	202100007386
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,621.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	551 DREAMSCAPE DR, BLUFFTON, SC 29909-4800

Mortgage

Document Number	202100007387
Date	Dec 22, 2021
Instrument	202100007387

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Jasper County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Jasper County
Municipality	Hardeeville City
Unified School District	Jasper County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,603.00 (+4.85%) Homeowner's exemption	$24,940 (-) Land $1,800 Building $23,140
2024	$5,344.00 (-1.47%)
2023	$5,424.00 (-8.64%) Homeowner's exemption	$24,940 (-)	$623,400 (-) Land $45,000 Building $578,400
2022	$5,937.00 Homeowner's exemption	$24,940 Land $1,800 Building $23,140	$623,400 Land $45,000 Building $578,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 1,036 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,112 units insured incl. 76 condo units
Nearby Flood Claims	17 (1999–2024)
Claims Outside the SFHA	10 of 17
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Hurricane Matthew, Oct 2016 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Spectrum Cable · Fiber	1,000 / 1,000

May also be available: Hotwire Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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