St. Johns County property record for 551 Crescent Key Dr, Saint Augustine, FL 32086 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,376 sqft Living Area |
| Lot Size | 10,018 sqft (0.23 acres) |
| Garage | Attached, 580 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,205.00 (2025) |
| Primary APN | 184508-1080 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Building Area | 2,376 sqft Living Area |
| Gross Area | 2,956 sqft Gross Area |
| 1st Floor | 2,376 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,018 sqft (0.23 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 580 sqft Garage |
| Pool Area | 680 sqft Pool |
| Patio Area | 392 sqft Patio |
| Porch Area | 165 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 551 CRESCENT KEY DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-2932 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 82/58-67 CRESCENT KEY PHASE TWO LOT 108 OR4546/116 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 45 |
| Legal Subdivision | CRESCENT KEY PHASE TWO |
| Legal Phase | 2 |
| Legal Lot Number | 108 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | MATANZAS |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 21208 |
Source: St. Johns County records · APN 184508-1080
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 551 CRESCENT KEY DR, SAINT AUGUSTINE, FL 32086-2932 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Jul 01, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| May 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Dec 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) CORNERSTONE HM LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 30, 2026 |
| Property Address | 551 CRESCENT KEY DR, SAINT AUGUSTINE, FL 32086-2932 |
| Document Number | 0000065157 |
| Book / Page | 6411 / 418 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202665157 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 551 CRESCENT KEY DR, SAINT AUGUSTINE, FL 32086-2932 |
| Document Number | 0000065157, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 6411/418 |
| Instrument | 202665157 |
| Name | SPRING EQ LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 551 CRESCENT KEY DR, SAINT AUGUSTINE, FL 32086-2932 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 551 CRESCENT KEY DR, ST AUGUSTINE, FL 32086-2932 |
| Document Number | 0055900436 |
|---|---|
| Date | Jul 01, 2022 |
| Book Page | 5590/436 |
| Instrument | 2022065359 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 01, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 551 CRESCENT KEY DR, SAINT AUGUSTINE, FL 32086-2932 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0045460120 |
|---|---|
| Date | May 11, 2018 |
| Book Page | 4546/0120 |
| Instrument | 2018032817 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 551 CRESCENT KEY DR, SAINT AUGUSTINE, FL 32086-2932 |
| Document Number | 0048600197 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 551 CRESCENT KEY DR ST AUGUSTINE FL 320862932, ST AUGUSTINE, FL 32086-2932 |
| Document Number | 0048600197 |
|---|---|
| Date | Jan 03, 2020 |
| Book Page | 004860/000197 |
| Instrument | 364 |
| Name | CORNERSTONE HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 02, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $334,994 (+2.7%) | $457,791 (-0.65%) Land $80,600 Building $377,191 | |
| 2025 | $4,205.00 (+12.61%) Homeowner's exemption | $326,187 (+2.9%) | $460,798 (+1.52%) Land $80,600 Building $380,198 |
| 2024 | $3,734.00 (+1.99%) Homeowner's exemption | $316,994 (+3%) | $453,880 (+3.31%) Land $67,200 Building $386,680 |
| 2023 | $3,661.00 (+2.92%) Homeowner's exemption | $307,761 (+3%) | $439,339 (+3.96%) Land $67,200 Building $372,139 |
| 2022 | $3,557.00 Homeowner's exemption | $298,797 | $422,603 Land $67,200 Building $355,403 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 63% of the US · above 38% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 463 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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