551 Cougar Dr, Mountain Home, AR 72653 Property Records

Baxter County property record for 551 Cougar Dr, Mountain Home, AR 72653

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,650 sqft · built 2007
Lot Size4.11 acres (178,880 sqft)
OwnerCompany Name on Record
Tax Bill$3,331 (2025)
Deeds & MortgagesNov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN002-11222-013

Property Details

APN / Parcel Number

Primary APN002-11222-013
Alternative APN
  • 26446

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,650 sqft Living Area
1st Floor Area1,650 sqft
FlooringParquet

Exterior

Year BuiltBuilt 2007
Exterior MaterialLogs
Foundation TypeClosed Piers
Roof TypeGable
Roof MaterialFiberglass
Lot Area178,880 sqft (4.11 acres)
Lot Dimensions860 ft deep x 208 ft wide
Garage TypeDetached
DrivewayDriveway
Driveway Area600 sqft
PorchOpen Porch
Porch Area723 sqft
Deck Area650 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address551 COUGAR DR
CityMOUNTAIN HOME
StateAR
Zip72653-5162
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 13 WHITE RIVER VALLEY PHASE 4 BLK 4
Legal SubdivisionWHITE RIVER VALLEY PHASE 4 BLK 4
Legal Phase4
Legal Block4
Legal Lot Number13
JurisdictionBAXTER AR
Township / Civil DivisionBUFORD
Census Block Group1
Census Block1051
Census Tract950500

Owner

Source: Baxter County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1310 EASTSIDE CENTRE CT # 6265, 6265, MOUNTAIN HOME, AR 72653-2705
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2024
Deed SaleJul 22, 2024
Deed Document Number2024-L202405910
Prior Transfer DateNov 19, 2019
Prior Transfer DocL201910408
Record UpdatedJun 8, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAXTER AR
Recording DateNov 19, 2019
Property Address551 COUGAR DR, MOUNTAIN HOME, AR 72653-5162
Document NumberL201910408
Map ReferenceSL 1130
Instrument DateNov 18, 2019
InstrumentL201910408
Transaction TypeTransfer
Record UpdatedSep 30, 2021
Title CompanyLENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,039.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address126 FLETCHER PL, 126, MOUNTAIN HOME, AR 72653-6298

Transferred To (Grantee/Buyer)

NameVerified Name
Address551 COUGAR DR, MOUNTAIN HOME, AR 72653-5162

Mortgage

Document NumberL201910409
DateNov 19, 2019
InstrumentL201910409
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyBaxter County
Unified School DistrictMountain Home School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,331.00 (-2.91%) Homeowner's exemption$86,100 (-) Land $15,000 Building $71,100
2024$3,431.00 (+34.5%)
2023$2,551.00 Homeowner's exemption$86,100 Land $15,000 Building $71,100$430,500 Land $75,000 Building $355,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1988)
Most Recent ClaimApr 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · above 88% of Arkansas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
NEXT, Powered by NAEC
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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