551 Cooper St, Jackson, MI 49201 Property Records

Jackson County property record for 551 Cooper St, Jackson, MI 49201

Property Summary

Property Type	Commercial
Details	2,822 sqft · built 1900
Lot Size	0.145 acres (6,316 sqft)
Owner	Individual Name on Record
Tax Bill	$5,117 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-066400000`

Property Details

APN / Parcel Number

Primary APN	`7-066400000`

Interior

Units	4 Units
Building Area	2,822 sqft Total Area
1st Floor Area	2,020 sqft
Basement Area	1,096 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Fire Resistance	Fireproof Steel Frame
Lot Area	6,316 sqft (0.145 acres)
Lot Dimensions	132 ft deep x 48 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	551 COOPER ST
City	JACKSON
State	MI
Zip	49201-1521
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R-4
Legal Description	S 48 FT OF LOT 5 BLK 8 FORD'S NORTH ADD
Legal Subdivision	FORDS NORTH ADD
Legal Block	8
Legal Lot Number	5
Legal Unit	5
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3008
Census Tract	6900

Owner

Source: Jackson County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8124 INDEPENDENCE DR, STERLING HEIGHTS, MI 48313-3826
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · Line of Credit UNIVERSITY BANK
Feb 2, 2022	Receiver's Deed, Transfer
Jun 30, 2017	Deed of Trust, Mortgage COMMUNITY CHOICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 10, 2012
Transfer Doc	0002632199
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	551 COOPER ST, JACKSON, MI 49201-1562
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8124 INDEPENDENCE DR, STERLING HEIGHTS, MI 48313-3826

Mortgage

Document Number	0002947390
Date	Oct 25, 2023
Book Page	2237/99
Instrument	2947390

Lender

Name	UNIVERSITY BANK
Type	Bank
Address	ANN ARBOR, MI 48104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Receiver's Deed, Transfer

Document Type	Receiver's Deed
Jurisdiction	JACKSON MI
Recording Date	Feb 2, 2022
Property Address	551 COOPER ST, JACKSON, MI 49201-1562
Document Number	0002905528
Book / Page	2204 / 1138
Map Reference	LB 4 PG 25
Instrument Date	Jan 26, 2022
Instrument	2905528
Transaction Type	Transfer
Record Updated	Mar 9, 2022

Transaction

Amount	Amount Recorded
Tax	$675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26100 AMERICAN DR STE 500, 26100, SOUTHFIELD, MI 48034-6184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8124 INDEPENDENCE DR, STERLING HEIGHTS, MI 48313-3826

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	551 COOPER ST, JACKSON, MI 49201-1562
Document Number	0002773386
Book / Page	002103 / 000298
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 COOPER

Mortgage

Document Number	0002773386
Date	Jul 5, 2017
Book Page	002103/000298
Instrument	2773386

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,600 (+5.95%)	$185,200 (+5.95%)
2025	$5,117.00 (-11.56%)	$87,400 (+8.84%)	$174,800 (+8.84%)
2024	$5,786.00 (+379.77%)
2023		$80,300	$160,600
2022	$1,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Great Lakes High Speed Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	25 / 5

May also be available: Mercury Fiber, T-Mobile, Verizon, Xfinity.

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