551 Columbus St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 551 Columbus St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,131 sqft · built 2023
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,999 (Apr 2024)
Tax Bill	$4,454 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`128740-0110`

Property Details

APN / Parcel Number

Primary APN	`128740-0110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,131 sqft Living Area
1st Floor Area	1,131 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	551 COLUMBUS ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-4773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	1-36 CLARK SUB OF N1/2 OF BLK 25 E1/2 HUERTAS GRANT LOT 11 OR5940/530
Legal Range	29E
Legal Township	07S
Legal Section	45
Legal Subdivision	CLARKS ADDITION TO NEW AUGUSTINE
Legal Block	25
Legal Lot Number	11
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1040
Census Tract	20300

Owner

Source: St. Johns County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	389 WASHINGTON ST, 34E, JERSEY CITY, NJ 07302-8968
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Jul 5, 2023	Intrafamily Transfer, Transfer · Commercial Mortgage MCU FINANCIAL CENTER CU
May 11, 2022	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Jul 9, 2021	Warranty Deed, Transfer LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2024 · Amount on Record
Deed Sale	Apr 30, 2024 · Amount on Record
Prior Sale	Jul 9, 2021 · Amount on Record
Deed Document Number	202432504
Deed Book / Page	5940 / 530
Prior Transfer Date	Jun 30, 2023
Prior Transfer Doc	0057861680
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	551 COLUMBUS ST, SAINT AUGUSTINE, FL 32084-4773
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 WASHINGTON ST, JERSEY CITY, NJ 07302-8957
Investor	Possibly a Property Investor

Mortgage

Document Number	0059400532
Date	Apr 30, 2024
Book Page	5940/532
Instrument	2024032505

Lender

Name	AMERIS BANK
Type	Bank
Address	1850 PARKWAY PL SE STE 400, MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Jul 5, 2023
Property Address	551 COLUMBUS ST, SAINT AUGUSTINE, FL 32084-4773
Document Number	0057861680
Book / Page	5786 / 1680
Map Reference	MB 1 PG 36
Instrument Date	Jun 30, 2023
Instrument	2023051997
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 STATE ROAD 13 N, SAINT JOHNS, FL 32259-3860

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 STATE ROAD 13 N, SAINT JOHNS, FL 32259-3860
Investor	Possibly a Property Investor

Mortgage

Document Number	0057861682
Date	Jul 5, 2023
Instrument	5786/1682

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 11, 2022
Property Address	551 COLUMBUS ST, SAINT AUGUSTINE, FL 32084-4773
Document Number	0055560906
Book / Page	5556 / 906
Instrument Date	May 11, 2022
Instrument	2022048100
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 STATE ROAD 1310632, SAINT JOHNS, FL 32259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 STATE ROAD 13 STE 106, 106, SAINT JOHNS, FL 32259-3863

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 9, 2021
Property Address	551 COLUMBUS ST, SAINT AUGUSTINE, FL 32084-4773
Document Number	0053131489
Book / Page	5313 / 1489
Map Reference	MB 1 PG 36
Instrument Date	Jul 7, 2021
Instrument	2021076247
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

Amount	Amount Recorded
Tax	$272.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5270 A1A S, SAINT AUGUSTINE, FL 32080-7106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14032 MANDARIN OAKS LN, JACKSONVILLE, FL 32223-5553
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,675 (+5.27%) Land $67,500 Building $253,175	$320,675 (+5.27%) Land $67,500 Building $253,175
2025	$4,454.00 (+12.56%)	$304,621 (+616.76%)	$304,621 (+616.76%) Land $67,500 Building $237,121
2024	$3,957.00 (+630.07%)
2023	$542.00 (+20.44%)	$42,500 (+21.43%)	$42,500 (+21.43%) Land $42,500
2022	$450.00	$35,000	$35,000 Land $35,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	42 (1985–2025)
Claims Outside the SFHA	5 of 42
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Oct 2022 · 4 claims Hurricane Irma, Sep 2017 · 6 claims Hurricane Matthew, Oct 2016 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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