551 Clover Dr, Upper Lake, CA 95485 Property Records

Lake County property record for 551 Clover Dr, Upper Lake, CA 95485

Property Summary

Property Type	Campground, RV Park
Details	2 bd · 2 ba · 1,620 sqft · built 1992
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (May 2026)
Tax Bill	$1,792 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`004-065-300-000`

Property Details

APN / Parcel Number

Primary APN	`004-065-300-000`
Alternative APN	`004-065-30`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,620 sqft Gross Area
1st Floor Area	1,620 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1994
Architectural Style	Mobile Home
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	HVAC

Location & Zoning

Old Parcel Number	004-065-30
Street Address	551 CLOVER DR
City	UPPER LAKE
State	CA
Zip	95485-9233
Property Category	Commercial
Property Type	Commercial > Retail > Campground, RV Park
Local Zoning Code	R1
Legal Block	1
Jurisdiction	LAKE CA
Township / Civil Division	UPPER LAKE-NICE
Census Block Group	1
Census Block	1007
Census Tract	100

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	551 CLOVER DR, UPPER LAKE, CA 95485-9233
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Jul 13, 2023	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Jul 13, 2023 · Amount on Record
Deed Document Number	20264910
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	May 15, 2026
Property Address	551 CLOVER DR, UPPER LAKE, CA 95485-9233
Document Number	0000004910
Instrument Date	May 13, 2026
Instrument	2026.4910
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,107.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	551 CLOVER DR, UPPER LAKE, CA 95485-9233

Mortgage

Document Number	0000004911,
Date	May 15, 2026
Instrument	2026..4911

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Jul 13, 2023
Property Address	551 CLOVER DR, UPPER LAKE, CA 95485-9233
Document Number	0000007537
Instrument Date	Jul 13, 2023
Instrument	2023007537
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8009 DEL REY AVE, LAS VEGAS, NV 89117-1366

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Upper Lake Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,792.00 (+2.4%)	$155,019 (+2%) Land $30,171 Building $124,848
2025	$1,750.00 (+0.98%)	$151,980 (-2.91%) Land $29,580 Building $122,400
2023	$1,733.00 (-2.37%) Homeowner's exemption	$156,541 Land $35,550 Building $120,991
2022	$1,775.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 57% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPPER LAKE COUNTY WATER DISTRICT serves 989 people · EPA ID CA1710009
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
101Netlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Valley Internet Fixed Wireless	50 / 25
AT&T DSL	10 / 1

May also be available: DigitalPath, Mediacom Xtream.

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