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551 Christopher St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 551 Christopher St, Saint Augustine, FL 32084 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,056 sqft Living Area
Lot Size8,276 sqft (0.19 acres)
OccupancyOwner Occupied
Last Sale$25,000 (2017)
Tax Bill$1,744.00 (2025)

Property Details

APN / Parcel Number

Primary APN123110-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Building Area1,056 sqft Living Area
1st Floor1,056 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area8,276 sqft (0.19 acres)
Depth X Width165 ft x 50 ft Depth x Width
Deck Area144 sqft Deck
Porch Area40 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address551 CHRISTOPHER ST
CitySAINT AUGUSTINE
StateFL
Zip32084-4008
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionE1/2 HUERTAS GRANT SUB N1/2 OF BLK 7 LOT 7 OR4377/1530
Legal Range29E
Legal Township07S
Legal Section45
Legal SubdivisionEAST 1/2 HUERTAS GRANT
Legal Block7
Legal Lot Number7
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup1
Census Block1021
Census Tract20300

Owner

Source: St. Johns County records · APN 123110-0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address551 CHRISTOPHER ST, SAINT AUGUSTINE, FL 32084-4008
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 04, 2018Loan Modification, Mortgage
NATIONAL BK/COMMERCE
May 23, 2017Warranty Deed, Transfer · Building or Construction Mortgage
NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 23, 2017 · Amount on Record
Deed SaleMay 23, 2017 · Amount on Record
Prior SaleMay 22, 2007 · Amount on Record
Deed Doc Number201735538
Deed Book / Page4377 / 1530
Record RefreshedJun 08, 2026

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address551 CHRISTOPHER ST, SAINT AUGUSTINE, FL 32084-4008
Document Number0045421095
Instrument DateApr 04, 2018
Transaction TypeMortgage
Record UpdatedJun 08, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address551 CHRISTOHER ST ST AUGUSTINE FL 32084, ST AUGUSTINE, FL 32084

Mortgage

Document Number0045421095
DateMay 04, 2018
Book Page004542/001095
Instrument30873
Lender
NameNATIONAL BK/COMMERCE
TypeBank
AddressBIRMINGHAM, AL 35223
Agreement
AmountAmount Recorded
Term360 Months
DueMay 03, 2048
Interest
Rate4.12%

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 23, 2017
Property Address551 CHRISTOPHER ST, SAINT AUGUSTINE, FL 32084-4008
Document Number0043771530
Book / Page004377 / 001530
Instrument DateMay 22, 2017
Instrument35538
Transaction TypeTransfer
Record UpdatedAug 21, 2018
Title CompanyLION TITLE

Transaction

AmountAmount Recorded
Tax$175.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address10 PALMETTO AVE ST AUGUSTINE FL 320804606, ST AUGUSTINE, FL 32080-4606

Mortgage

Document Number43771532
DateMay 23, 2017
Book Page004377/001532
Instrument35539
Lender
NameNATIONAL BK/COMMERCE
TypeBank
AddressBIRMINGHAM, AL 35223
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term360 Months
DueMay 22, 2047
Interest
Rate TypeAdjustable Rate
Rate4.5%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$146,915 (+2.7%)$296,936 (+7.52%) Land $87,500 Building $209,436
2025$1,744.00 (+15.73%) Homeowner's exemption$143,053 (+5.99%)$276,168 (+8.41%) Land $77,500 Building $198,668
2024$1,507.00 (+2.38%)
2023$1,472.00 (+4.03%) Homeowner's exemption$134,972 (+3%)$254,754 (+25.79%) Land $57,500 Building $197,254
2022$1,415.00 Homeowner's exemption$131,041$202,526 Land $47,600 Building $154,926

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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