551 Cherry Ln, Cherokee, AL 35616 Property Records

Colbert County property record for 551 Cherry Ln, Cherokee, AL 35616 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,847 sqft · built 2007
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on File
Tax Bill	$523 (2025)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-01-11-0-001-064.004`

Property Details

APN / Parcel Number

Primary APN	`15-01-11-0-001-064.004`
Alternative APNs	`22286` `9566`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,847 sqft Adjusted Area
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	60,984 sqft (1.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	9566
Street Address	551 CHERRY LN
City	CHEROKEE
State	AL
Zip	35616-5013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.4 ACRES IN PT OF SW 1/4 OF SW 1/4 OF SE 1/4 148 X 378.39 IRR /DB 2006-40 PG 858-859
Jurisdiction	COLBERT AL
Township / Civil Division	LITTLEVILLE
Census Block Group	1
Census Block	1020
Census Tract	20902

Owner

Source: Colbert County records · APN 15-01-11-0-001-064.004

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	551 CHERRY LN, CHEROKEE, AL 35616-5013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Document Number	0000640858
Record Updated	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLBERT AL
Property Address	551 CHERRY LN, CHEROKEE, AL 35616-5013
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/29695
Date	Sep 06, 2022
Book Page	2022/29695
Instrument	202229695

Lender

Name	ALABAMA CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 01, 2042

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2037
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Colbert County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Colbert County
Unified School District	Colbert County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$523.00	$17,200 (-) Land $1,800 Building $15,400	$171,900 (-) Land $17,900 Building $154,000
2024	$523.00 (+5.02%)	$17,200 (+4.88%) Land $1,500 Building $15,700	$171,900 (+4.95%) Land $14,900 Building $157,000
2023	$498.00 (+9.45%) Homeowner's exemption	$16,400 (+9.77%)	$163,800 (+9.74%) Land $13,600 Building $150,200
2022	$455.00 Homeowner's exemption	$14,940	$149,260 Land $12,700 Building $136,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Colbert County (01033C), updated June 28, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 15% of Alabama
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.