551 Centre St, Milton, MA 02186 Property Records

Norfolk County and Milton Town property record for 551 Centre St, Milton, MA 02186

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,532 sqft · built 1950
Lot Size	0.672 acres (29,259 sqft)
Owner	Individual Name on Record
Last Sale	$1,550,000 (Oct 2024)
Tax Bill	$11,864 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MILT M:I B:040 L:13`

Property Details

APN / Parcel Number

Primary APN	`MILT M:I B:040 L:13`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,532 sqft Living Area
Gross Area	6,135 sqft
Basement Area	1,216 sqft
Unfinished Basement	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,259 sqft (0.672 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	551 CENTRE ST
City	MILTON
State	MA
Zip	02186-4131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	40
Legal Lot Number	13
Jurisdiction	MILTON MA
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3010
Census Tract	416400

Owner

Source: Norfolk County and Milton Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	551 CENTRE ST, MILTON, MA 02186-4131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO
Feb 17, 2022	Correction Deed
Jul 19, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2024 · Amount on Record
Deed Sale	Oct 21, 2024 · Amount on Record
Prior Sale	Feb 17, 2022 · Amount on Record
Deed Book / Page	42061 / 170
Prior Transfer Date	Jul 16, 2021
Prior Transfer Doc	039639-184
Record Updated	Oct 29, 2026

October 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Oct 21, 2024
Property Address	551 CENTRE ST, MILTON, MA 02186-4131
Document Number	042061-170
Book / Page	42061 / 170
Instrument Date	Oct 21, 2024
Instrument	69428
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	551 CENTRE ST, MILTON, MA 02186-4131

Mortgage

Document Number	0000069429
Date	Oct 21, 2024
Instrument	69429

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Nov 1, 2031
Max Rate At Change	2.5%
Index	1-Year CMT

February 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	MILTON MA
Recording Date	Feb 17, 2022
Property Address	551 CENTRE ST, MILTON, MA 02186-4131
Document Number	040329-234
Book / Page	40329 / 234
Instrument Date	Jan 12, 2022
Instrument	15368
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	551 CENTRE ST, MILTON, MA 02186-4131

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Jul 19, 2021
Property Address	551 CENTRE ST, MILTON, MA 02186-4131
Document Number	039639-184
Book / Page	39639 / 184
Instrument Date	Jul 16, 2021
Instrument	93613
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	551 CENTRE ST, MILTON, MA 02186-4131

Mortgage

Document Number	0000093614
Date	Jul 19, 2021
Instrument	93614

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	039639-199
Date	Jul 19, 2021
Book Page	39639/199
Instrument	93615

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Norfolk County and Milton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Milton Town
Unified School District	Milton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,864.00 (+2.3%)	$1,069,800 (+0.73%) Land $499,800 Building $570,000	$1,434,405
2024	$11,597.00 (+0.98%)	$1,062,000 (+5.42%) Land $476,000 Building $586,000
2023	$11,484.00	$1,007,400 Land $453,400 Building $554,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Dec 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER DEPT. (MWRA) serves 28,630 people · EPA ID MA3189000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Netafy.

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