551 Caruthers Ln, Irwin, PA 15642 Property Records

Westmoreland County property record for 551 Caruthers Ln, Irwin, PA 15642 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size11,000 sqft (0.253 acres)
OccupancyOwner Occupied
Last Sale$412,000 (2023)
Tax Bill$4,876.00 (2026)

Property Details

APN / Parcel Number

Primary APN54-12-05-0-067
Alternative APN
  • 0540120050067

Exterior

Lot Area11,000 sqft (0.253 acres)
Depth X Width110 ft x 100 ft Depth x Width

Location & Zoning

Street Address551 CARUTHERS LN
CityIRWIN
StatePA
Zip15642-4073
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2 HSE NORWIN HILLS PL PH III 100 X 110
Legal SubdivisionNORWIN HILLS
Legal PhaseIII
Legal Lot Number2
JurisdictionWESTMORELAND PA
Minor Civil DivisionNORTH HUNTINGDON
Census Blockgroup3
Census Block3015
Census Tract803501

Owner

Source: Westmoreland County records · APN 54-12-05-0-067

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address551 CARUTHERS LN, IRWIN, PA 15642-4073
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 28, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FIRST GUARANTY MORTGAGE CORP
Mar 01, 2023Deed of Trust, Mortgage · Line of Credit
CLEARVIEW FCU
Aug 05, 2025Deed of Trust, Mortgage · Conventional Mortgage
SAYGO HOME LOANS LLC
Apr 17, 2023Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA
Jul 11, 2019Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Aug 14, 2019Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 17, 2023 · Amount on Record
Deed SaleApr 17, 2023 · Amount on Record
Prior SaleAug 14, 2019 · Amount on Record
Deed Doc Number20239038
Prior Transfer DateApr 23, 2001
Prior Transfer Doc0000019596
Record RefreshedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND PA
Property Address551 CARUTHERS LN, IRWIN, PA 15642-4073
Transaction TypeMortgage
Record UpdatedMar 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000021878
DateMay 28, 2021
Instrument202105280021878
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term358 Months
DueMar 01, 2051

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND PA
Property Address551 CARUTHERS LN, IRWIN, PA 15642-4073
Transaction TypeMortgage
Record UpdatedMar 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000004724
DateMar 01, 2023
Instrument202303010004724
Lender
NameCLEARVIEW FCU
TypeCredit Union
AddressCORAOPOLIS, PA 15108
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 28, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND PA
Property Address551 CARUTHERS LN, IRWIN, PA 15642-4073
Transaction TypeMortgage
Record UpdatedMar 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 CARUTHERS LN, IRWIN, PA 15642-4073

Mortgage

Document Number0000021008
DateAug 05, 2025
Instrument202508050021008
Lender
NameSAYGO HOME LOANS LLC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2055

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTMORELAND PA
Recording DateApr 17, 2023
Property Address551 CARUTHERS LN, IRWIN, PA 15642-4073
Document Number0000009038
Map ReferenceVOL 87 PG 556
Instrument DateApr 11, 2023
Instrument202304170009038
Transaction TypeTransfer
Record UpdatedMar 03, 2026
Title CompanyGREATER PITTSBURGH SETTLEMENT, GREATER PITTSBURGH STLMT CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$8,240.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address551 CARUTHERS LN, NORTH HUNTINGDON, PA 15642-4073

Mortgage

Document Number0000009039
DateApr 17, 2023
Instrument202304170009039
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND PA
Property Address551 CARUTHERS LN, NORTH HUNTINGDON, PA 15642-4073
Transaction TypeMortgage
Record UpdatedJun 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020102
DateJul 11, 2019
Instrument201907110020102
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 10, 2029

August 2019: Deed, Transfer

Document TypeDeed
JurisdictionWESTMORELAND PA
Recording DateAug 14, 2019
Property Address551 CARUTHERS LN, NORTH HUNTINGDON, PA 15642-4073
Document Number0000024025
Map ReferenceVOL 87 PG 556
Instrument DateAug 09, 2019
Instrument201908140024025
Transaction TypeTransfer
Record UpdatedApr 26, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,720.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address551 CARUTHERS LN, NORTH HUNTINGDON, PA 15642-4073

Mortgage

Document Number0000024026
DateAug 14, 2019
Instrument201908140024026
Lender
NameZILLOW HOME LOANS LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: Westmoreland County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyWestmoreland County
County SubdivisionNorth Huntingdon Township
Unified School DistrictNorwin School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$4,876.00 (+2.59%)$34,870 (-) Land $3,840 Building $31,030
2025$4,753.00 (+8.34%)$34,870 (-) Land $3,840 Building $31,030
2024$4,387.00$34,870 Land $3,840 Building $31,030
1972$34,870 Land $3,840 Building $31,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskLow
above 20% of the US · above 43% of Pennsylvania
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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