551 Canopy Ct, Clover, SC 29710 Property Records

York County property record for 551 Canopy Ct, Clover, SC 29710 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,096 sqft · built 2004
Lot Size	0.161 acres (7,020 sqft)
Owner	2 Individual Names on File
Last Sale	$363,000 (Jul 2022)
Tax Bill	$3,519 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Jul 2022 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`010-10-01-027`

Property Details

APN / Parcel Number

Primary APN	`010-10-01-027`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,096 sqft Living Area
Gross Area	2,714 sqft
1st Floor Area	1,002 sqft
2nd Floor Area	1,094 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Lot Area	7,020 sqft (0.161 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	68 sqft
Patio Area	75 sqft

Location & Zoning

Street Address	551 CANOPY CT
City	CLOVER
State	SC
Zip	29710-6913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 97 CLOVER MEADOWS PH I MAP I
Legal Subdivision	CLOVER MEADOWS
Legal Lot Number	97
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2005
Census Tract	61801

Owner

Source: York County records · APN 010-10-01-027

Assessment roll updated November 17, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	551 CANOPY CT, CLOVER, SC 29710-6913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2018	Deed of Trust, Mortgage · Line of Credit FAMILY TRUST FCU
Jul 22, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 06, 2022	Warranty Deed, Transfer
Oct 27, 2021	Deed, Transfer · USDA Mortgage NEIGHBORS BANK
Jul 07, 2020	Warranty Deed, Transfer · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOL
Feb 24, 2020	Grant Deed, Transfer ATTORNEY ONLY
Dec 28, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
May 26, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 2022 · Amount on Record
Deed Sale	Jul 22, 2022 · Amount on Record
Prior Sale	May 06, 2022 · Amount on Record
Deed Document Number	202232910
Deed Book / Page	20310 / 245
Prior Transfer Date	Jun 08, 2005
Prior Transfer Doc	0718200250
Record Updated	Jun 08, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	551 CANOPY CT, CLOVER, SC 29710-6913
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1703300182
Date	Jun 19, 2018
Book Page	17033/182
Instrument	2018025527

Lender

Name	FAMILY TRUST FCU
Type	Credit Union
Address	ROCK HILL, SC 29730

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 18, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Jul 22, 2022
Property Address	551 CANOPY CT, CLOVER, SC 29710-6913
Document Number	2031000245
Book / Page	20310 / 245
Map Reference	MB C70 PG 8
Instrument Date	Jul 19, 2022
Instrument	2022032910
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$943.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	551 CANOPY CT, CLOVER, SC 29710-6913

Mortgage

Document Number	2022032911
Date	Jul 22, 2022
Instrument	2022032911

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	May 06, 2022
Property Address	551 CANOPY CT, CLOVER, SC 29710-6913
Document Number	2016800059
Book / Page	20168 / 59
Map Reference	MB C-70 PG 8
Instrument Date	May 06, 2022
Instrument	2022021551
Transaction Type	Transfer
Record Updated	Jul 01, 2026

Transaction

Amount	Amount Recorded
Tax	$835.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Oct 27, 2021
Property Address	551 CANOPY CT, CLOVER, SC 29710-6913
Document Number	1971600349
Book / Page	19716 / 349
Map Reference	MB C-70 PG 8
Instrument Date	Oct 21, 2021
Instrument	2021061724
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	HARVEY & VALLINI LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$854.70
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	551 CANOPY CT, CLOVER, SC 29710-6913
Investor	Possibly a Property Investor

Mortgage

Document Number	2021061725
Date	Oct 27, 2021
Instrument	2021061725

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Jul 07, 2020
Property Address	551 CANOPY CT, CLOVER, SC 29710-6913
Document Number	1840000064
Book / Page	18400 / 64
Map Reference	MB C-70 PG 8
Instrument Date	Jun 04, 2020
Instrument	2020029839
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

Mortgage

Document Number	2020030075
Date	Jul 07, 2020
Instrument	2020030075

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOL
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Feb 24, 2020
Property Address	551 CANOPY CT, CLOVER, SC 29710-6913
Document Number	1809200037
Book / Page	018092 / 000037
Instrument Date	Feb 19, 2020
Instrument	7726
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$740.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 S RIVERSIDE PLZ #2000 CHICAGO IL 606066995, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	551 CANOPY CT, CLOVER, SC 29710-6913
Document Number	1735100226
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	551 CANOPY CT CLOVER SC 297106913, CLOVER, SC 29710-6913

Mortgage

Document Number	1735100226
Date	Jan 03, 2019
Book Page	017351/000226
Instrument	198

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 02, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	551 CANOPY CT, CLOVER, SC 29710-6913
Document Number	1641200282
Book / Page	016412 / 000282
Instrument Date	May 26, 2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 CANOPY CT CLOVER SC 297106913, CLOVER, SC 29710-6913

Mortgage

Document Number	1641200282
Date	Jun 06, 2017
Book Page	016412/000282
Instrument	22138

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 05, 2047

Tax Assessment & Valuation

Source: York County records · Assessment roll updated November 17, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Clover Town
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,519.00 (+1.85%)	$14,152 (+3.74%) Land $2,400 Building $11,752	$353,800 (+3.74%) Land $60,000 Building $293,800
2023	$3,455.00	$13,642 Land $2,000 Building $11,642	$341,047 Land $50,000 Building $291,047

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, York County (45091C), updated September 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 6% of South Carolina
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 210 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Comporium, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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