551 Buchanan St, Gary, IN 46402 Property Records

Lake County property record for 551 Buchanan St, Gary, IN 46402

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,288 sqft · built 1915
Lot Size	0.123 acres (5,358 sqft)
Owner	Individual Name on File
Tax Bill	$1,188 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2025 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-44-0126-0023`

Property Details

APN / Parcel Number

Primary APN	`001-25-44-0126-0023`
Alternative APNs	`45-08-04-304-007.000-004` `254401260023`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,288 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	1,288 sqft
Attic	Attic
Attic Area	644 sqft
Basement Area	644 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1960
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,358 sqft (0.123 acres)
Lot Dimensions	125 ft deep x 43 ft wide
View / Lot	Alley
Garage Area	1,288 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	551 BUCHANAN ST
City	GARY
State	IN
Zip	46402-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARY LAND COS. 2ND SUB. N. 21 FT. L.32 BL.7 S. 22 FT. L.33 BL.7
Legal Subdivision	GARY LAND COS. 2ND SUB
Legal Block	7
Legal Lot Number	32
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1020
Census Tract	12800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lincoln Street Historic District listed 2013 · 239 contributing resources · NRIS 13001012

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

551 Buchanan St is owned by an individual who acquired it in July 2025.

Source: Lake County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	8500 HOOPLOOPRD, PRIEST RIVER, ID 83856
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS
Jul 8, 2025	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY
Jun 18, 2025	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC
Apr 10, 2025	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY
Apr 22, 2020	Warranty Deed, Transfer INDIANA TITLE NETWORK COMPANY, INDIANA TITLE NETWORK CO
Feb 7, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2025
Deed Sale	Jul 8, 2025
Prior Sale	Jun 18, 2025
Deed Document Number	2025524919
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Jul 14, 2026
Property Address	551 BUCHANAN ST, GARY, IN 46402-1714
Document Number	0000529582
Instrument Date	Jun 24, 2026
Instrument	2026529582
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3773 LACY LEAF LN, APISON, TN 37302-2103

Mortgage

Document Number	0000529582,
Date	Jul 14, 2026
Instrument	2026529582

Lender

Name	NEIGHBORHOOD LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 8, 2025
Property Address	551 BUCHANAN ST, GARY, IN 46402-1714
Document Number	0000024919
Map Reference	MB 10 PG 16
Instrument Date	Jun 30, 2025
Instrument	2025-524919
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 BUCHANAN ST, GARY, IN 46402-1714

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 18, 2025
Property Address	551 BUCHANAN ST, GARY, IN 46402-1714
Document Number	0000022061
Map Reference	MB 10 PG 16
Instrument Date	Jun 16, 2025
Instrument	2025-522061
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2701 45H AVE, CANNEL CITY, KY 41408

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Apr 10, 2025
Property Address	551 BUCHANAN ST, GARY, IN 46402-1714
Document Number	0000012203
Instrument Date	Apr 4, 2025
Instrument	2025-512203
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2632 WILSHIRE BLVD # 453, 453, SANTA MONICA, CA 90403-4623
Investor	Possibly a Property Investor

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Apr 22, 2020
Property Address	551 BUCHANAN ST, GARY, IN 46402-1714
Document Number	0000022580
Instrument Date	Apr 8, 2020
Instrument	22580
Transaction Type	Transfer
Record Updated	Apr 19, 2021
Title Company	INDIANA TITLE NETWORK COMPANY, INDIANA TITLE NETWORK CO

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8221 W KNOLLWOOD DR PALOS PARK IL 604641238, PALOS PARK, IL 60464-1238

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Feb 7, 2020
Property Address	551 BUCHANAN ST, GARY, IN 46402-1714
Document Number	0000009522
Instrument Date	Apr 3, 2014
Instrument	9522
Transaction Type	Transfer
Record Updated	Mar 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4769 BUCHANAN GARY IN 46402, GARY, IN 46402

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,200 (+8.62%) Land $6,900 Building $52,300	$59,200 (+8.62%) Land $6,900 Building $52,300
2024	$1,188.00	$54,500 (+25.29%) Land $6,900 Building $47,600	$54,500 (+25.29%) Land $6,900 Building $47,600
2023		$43,500 (+1.4%) Land $6,800 Building $36,700	$43,500 (+1.4%) Land $6,800 Building $36,700
2022	$1,638.00	$42,900 Land $4,300 Building $38,600	$42,900 Land $4,300 Building $38,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 551 Buchanan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 551 Buchanan St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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