551 Brookstone Cir, Madison, MS 39110 Property Records

Madison County property record for 551 Brookstone Cir, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 1,814 sqft · built 1991
Lot Size	0.296 acres (12,914 sqft)
Owner	Individual Name on Record
Tax Bill	$1,497 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072D-20B-072/02.88`

Property Details

APN / Parcel Number

Primary APN	`072D-20B-072/02.88`
Alternative APN	`13963`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,814 sqft Adjusted Area
Gross Area	1,444 sqft
1st Floor Area	1,444 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,914 sqft (0.296 acres)
Patio Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	13963
Street Address	551 BROOKSTONE CIR
City	MADISON
State	MS
Zip	39110-8832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 85 COBBLESTONE PART II C@22
Legal Range	02E
Legal Township	07N
Legal Section	20
Legal Subdivision	COBBLESTONE PT 2
Legal Lot Number	85
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	3
Census Block	3006
Census Tract	30109

Owner

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 BEACON HILL RD, MADISON, MS 39110-9185
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Jun 8, 2020	Deed of Trust, Mortgage OPEN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2024
Deed Sale	Oct 15, 2024
Prior Sale	May 29, 2012 · Amount on Record
Deed Document Number	20241012514
Deed Book / Page	4487 / 849
Prior Transfer Date	Oct 17, 2008
Prior Transfer Doc	002362/724
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	551 BROOKSTONE CIR, MADISON, MS 39110-8832
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 BROOKSTONE CIR, MADISON, MS 39110-8832

Mortgage

Document Number	004253/698
Date	Aug 31, 2022
Book Page	4253/698
Instrument	964904

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	MADISON, MS 39110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	551 BROOKSTONE CIR, MADISON, MS 39110-8832
Document Number	0000894246
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 BROOKSTONE CIR MADISON MS 391108832, MADISON, MS 39110-8832

Mortgage

Document Number	0000894246
Date	Jun 23, 2020
Book Page	003870/000941
Instrument	894246

Lender

Name	OPEN MTG
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 22, 2035

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,497.00 Homeowner's exemption	$15,429 (+1.84%)	$154,290 (+1.84%) Land $45,000 Building $109,290
2024	$1,497.00 (+2.18%)
2023	$1,465.00 Homeowner's exemption	$15,150	$151,500 Land $45,000 Building $106,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2020–2022)
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: NETSPEEDMS.

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