551 Brandon Lakes Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 551 Brandon Lakes Dr, Saint Augustine, FL 32092

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,445 sqft · built 2024
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Mar 2024)
Tax Bill$3,525 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Aug 2023 Sale
Flood ZoneZone X (minimal risk)
APN027971-0900

Property Details

APN / Parcel Number

Primary APN027971-0900

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area1,445 sqft Living Area
Gross Area1,726 sqft
1st Floor Area597 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
Garage TypeAttached
Garage Area281 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area110 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address551 BRANDON LAKES DR
CitySAINT AUGUSTINE
StateFL
Zip32092-3394
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description109/1-45 SILVER LANDING LOT 90 OR5911/1686
Legal Range28
Legal Township06
Legal Section38
Legal SubdivisionSILVER LANDING
Legal Block1
Legal Lot Number90
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4000
Census Tract20908

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address551 BRANDON LAKES DR, SAINT AUGUSTINE, FL 32092-3394
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2024Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
A&D MORTGAGE LLC
Aug 23, 2023Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 7, 2024 · Amount on Record
Deed SaleMar 7, 2024 · Amount on Record
Deed Document Number202417313
Deed Book / Page5911 / 1686
Record UpdatedSep 20, 2026

March 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 7, 2024
Property Address551 BRANDON LAKES DR, SAINT AUGUSTINE, FL 32092-3394
Document Number0059111686
Book / Page5911 / 1686
Map ReferenceMB 109 PG 1-45
Instrument DateFeb 28, 2024
Instrument2024017313
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 20, 2024
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address551 BRANDON LAKES DR, ST AUGUSTINE, FL 32092-3394

Mortgage

Document Number0059111688
DateMar 7, 2024
Instrument5911/1688
Lender
NameA&D MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2054

August 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateAug 23, 2023
Property Address551 BRANDON LAKES DR, SAINT AUGUSTINE, FL 32092-3394
Document Number0058131530
Book / Page5813 / 1530
Map ReferenceMB 109 PG 1-45
Instrument DateAug 22, 2023
Instrument2023066750
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$8,283.10
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1750 W BROADWAY ST, OVIEDO, FL 32765-9618

Transferred To (Grantee/Buyer)

NameVerified Name
Address14701 PHILIPS HWY, JACKSONVILLE, FL 32256-3743
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$266,758 (-3.24%) Land $60,000 Building $206,758$266,758 (-3.24%) Land $60,000 Building $206,758
2025$3,525.00 (+218.72%) Homeowner's exemption$275,692 (+305.43%)$275,692 (+305.43%) Land $60,000 Building $215,692
2024$1,106.00 (+30.42%)
2023$848.00 (+10.56%)$68,000 (+13.33%)$68,000 (+13.33%) Land $68,000
2022$767.00$60,000$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 110 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies110 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 52% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

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