Winnebago County property record for 551 Bowen St, Oshkosh, WI 54901
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,044 sqft · built 1920 |
| Lot Size | 0.158 acres (6,902 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,382 (2024) |
| Deeds & Mortgages | Feb 2023 Mortgage Feb 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-01650000 |
| Primary APN | 11-01650000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,044 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,902 sqft (0.158 acres) |
| Lot Dimensions | 119 ft deep x 58 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 911-01650000 |
|---|---|
| Street Address | 551 BOWEN ST |
| City | OSHKOSH |
| State | WI |
| Zip | 54901-4628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 20 BLK 58 FORDS ADDN |
| Legal Subdivision | BLK 58 FORDS ADDN |
| Legal Block | 58 |
| Legal Lot Number | 20 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 200 |
551 Bowen St is owned and occupied by an individual.
Source: Winnebago County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 551 BOWEN ST, OSHKOSH, WI 54901-4628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2023 | Deed of Trust, Mortgage ADVOCAP INC |
| Feb 1, 2023 | Deed of Trust, Mortgage ADVOCAP INC |
| Jan 6, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 551 BOWEN ST, OSHKOSH, WI 54901-4628 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001898760 |
|---|---|
| Date | Feb 1, 2023 |
| Instrument | 1898760 |
| Name | ADVOCAP INC |
|---|---|
| Type | Non-Lending Institution |
| Address | FOND DU LAC, WI 54935 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 551 BOWEN ST, OSHKOSH, WI 54901-4628 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001898761 |
|---|---|
| Date | Feb 1, 2023 |
| Instrument | 1898761 |
| Name | ADVOCAP INC |
|---|---|
| Type | Non-Lending Institution |
| Address | FOND DU LAC, WI 54935 |
| Amount | Amount on Record |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Jan 6, 2023 |
| Property Address | 551 BOWEN ST, OSHKOSH, WI 54901-4628 |
| Document Number | 0001897531 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 1897531 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $135,700 Land $21,100 Building $114,600 | ||
| 2024 | $2,382.00 (+22.91%) | ||
| 2023 | $1,938.00 (-1.22%) Homeowner's exemption | $74,000 (-) Land $12,400 Building $61,600 | $106,931 Land $17,918 Building $89,013 |
| 2022 | $1,962.00 Homeowner's exemption | $74,000 Land $12,400 Building $61,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 551 Bowen St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 551 Bowen St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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