Houston County property record for 551 Bluff Dr, La Crescent, MN 55947
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,660 sqft · built 1996 |
| Lot Size | 1.32 acres (57,499 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Nov 2025) |
| Tax Bill | $6,122 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2019 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08.0852.000 |
| Primary APN | 08.0852.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,660 sqft Living Area |
| 1st Floor Area | 731 sqft |
| Basement Area | 1,929 sqft |
| Unfinished Basement | 1,929 sqft |
| Game Room | Game Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Lot Area | 57,499 sqft (1.32 acres) |
| Porch | Slab |
| Porch Area | 360 sqft |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 551 BLUFF DR |
|---|---|
| City | LA CRESCENT |
| State | MN |
| Zip | 55947-9744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-09 TWP-104 RANGE-004 CLIFF VIEW ADDITION LOT-001 BLOCK-002 DOC 226899; DOC 261029; DOC 264087; DOC 274586; DOC 274587 DO |
| Legal Range | 04 |
| Legal Township | 104 |
| Legal Section | 09 |
| Legal Subdivision | CLIFF VIEW ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | HOUSTON MN |
| Township / Civil Division | LA CRESCENT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20100 |
551 Bluff Dr is owned and occupied by an individual who bought it in November 2025.
Source: Houston County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 551 BLUFF DR, LA CRESCENT, MN 55947-9744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2020 | Deed of Trust, Mortgage · VA Mortgage IMAGINE HOME LENDING |
| Aug 16, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance IMAGINE HOME LENDING |
| Jul 1, 2024 | Deed of Trust, Mortgage · Line of Credit ALTRA FEDERAL CREDIT UNION |
| Nov 3, 2025 | Warranty Deed, Transfer · Conventional Mortgage ALTRA FEDERAL CREDIT UNION |
| May 17, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage ALTRA FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2025 · Amount on File |
| Deed Sale | Nov 3, 2025 · Amount on File |
| Prior Sale | May 17, 2021 · Amount on File |
| Deed Document Number | 2025317310 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON MN |
| Property Address | 551 BLUFF DR, LA CRESCENT, MN 55947-9744 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000A299002 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | A299002 |
| Name | IMAGINE HOME LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON MN |
| Property Address | 551 BLUFF DR, LA CRESCENT, MN 55947-9744 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000A295169 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | A295169 |
| Name | IMAGINE HOME LENDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON MN |
| Property Address | 551 BLUFF DR, LA CRESCENT, MN 55947-9744 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000A313238 |
|---|---|
| Date | Jul 1, 2024 |
| Instrument | A313238 |
| Name | ALTRA FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOUSTON MN |
| Recording Date | Nov 3, 2025 |
| Property Address | 551 BLUFF DR, LA CRESCENT, MN 55947-9744 |
| Document Number | 000A317310 |
| Instrument Date | Nov 3, 2025 |
| Instrument | A317310 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 551 BLUFF DR, LA CRESCENT, MN 55947-9744 |
| Document Number | 000A317311 |
|---|---|
| Date | Nov 3, 2025 |
| Instrument | A317311 |
| Name | ALTRA FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.07% |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOUSTON MN |
| Recording Date | May 17, 2021 |
| Property Address | 551 BLUFF DR, LA CRESCENT, MN 55947-9744 |
| Document Number | 000A302772 |
| Instrument Date | May 14, 2021 |
| Instrument | A302772 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 551 BLUFF DR, LA CRESCENT, MN 55947-9744 |
| Document Number | 000A302773 |
|---|---|
| Date | May 17, 2021 |
| Instrument | A302773 |
| Name | ALTRA FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 551 Bluff Dr was $6,122 with a homeowner's exemption.
Source: Houston County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Houston County |
| County Subdivision | La Crescent Township |
| Unified School District | La Crescent-Hokah School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,122.00 Homeowner's exemption | $558,100 (-) Land $78,300 Building $479,800 | $558,100 (-) Land $78,300 Building $479,800 |
| 2025 | $6,122.00 (+6.77%) Homeowner's exemption | $558,100 Land $78,300 Building $479,800 | $558,100 Land $78,300 Building $479,800 |
| 2024 | $5,734.00 (+0.6%) | ||
| 2023 | $5,700.00 Homeowner's exemption | $430,800 Land $37,000 Building $393,800 | $430,800 Land $37,000 Building $393,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 551 Bluff Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 551 Bluff Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Acentek Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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