551 Birch Rd, Xenia, OH 45385 Property Records

Greene County property record for 551 Birch Rd, Xenia, OH 45385

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,717 sqft · built 1973
Lot Size1.54 acres (67,082 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Jul 2023)
Tax Bill$3,392 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
May 2023 Sale & Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APNM362031026

Property Details

APN / Parcel Number

Primary APNM362031026
Alternative APN
  • M36-0002-0031.0-0026.00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,717 sqft Living Area
1st Floor Area2,717 sqft
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Lot Area67,082 sqft (1.54 acres)
Garage TypeAttached
Garage Area552 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Old Parcel NumberM362031026
Street Address551 BIRCH RD
CityXENIA
StateOH
Zip45385-9600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2243 S SIDE OF BIRCH RD E OF XENIA CORP 551 BIRCH RD
Legal SubdivisionXENIA
JurisdictionGREENE OH
Township / Civil DivisionXENIA
Census Block Group1
Census Block1023
Census Tract240700

Owner

Source: Greene County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address292 N MIAMI AVE, XENIA, OH 45385-5039
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 3, 2023Warranty Deed, Transfer · Conventional Mortgage
THE OLD FORT BANKING COMPANY
May 25, 2023Warranty Deed, Construction Loan · Construction Mortgage
KIAVI FUNDING INC
May 16, 2017Warranty Deed, Transfer
AYRES FAMILY TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 2023 · Amount on Record
Deed SaleJul 3, 2023 · Amount on Record
Prior SaleMay 25, 2023 · Amount on Record
Deed Document Number0000008751
Record UpdatedJun 8, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGREENE OH
Recording DateJul 3, 2023
Property Address551 BIRCH RD, XENIA, OH 45385-9600
Document Number0000008751
Instrument DateJun 29, 2023
Instrument2023008751
Transaction TypeTransfer
Record UpdatedJul 20, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address292 NMIAMI AVE, XENIA, OH 45385

Mortgage

Document Number0000008752
DateJul 3, 2023
Instrument2023008752
Lender
NameTHE OLD FORT BANKING COMPANY
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2053

May 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionGREENE OH
Recording DateMay 25, 2023
Property Address551 BIRCH RD, XENIA, OH 45385-9600
Document Number0000006838
Instrument DateMay 10, 2023
Instrument2023006838
Transaction TypeConstruction Loan
Record UpdatedJun 9, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4139 COLONEL GLENN HWY, BEAVERCREEK TOWNSHIP, OH 45431-1652
InvestorPossibly a Property Investor

Mortgage

Document Number0000006839
DateMay 25, 2023
Instrument2023006839
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGREENE OH
Recording DateMay 16, 2017
Property Address551 BIRCH RD, XENIA, OH 45385-9600
Document Number0000007721
Instrument DateMay 3, 2017
Instrument7721
Transaction TypeTransfer
Record UpdatedNov 24, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$318.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address827 MCKAIG AVE TROY OH 453732951, TROY, OH 45373-2951

Mortgage

Document Number7722
DateMay 16, 2017
Instrument7722
Lender
NameAYRES FAMILY TRUST
Agreement
AmountAmount Recorded
Term180 Months
DueMay 15, 2032

Tax Assessment & Valuation

Source: Greene County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyGreene County
County SubdivisionXenia Township
Unified School DistrictXenia Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,392.00 (+0.83%)$69,220 (-) Land $18,460 Building $50,760
2024$3,364.00 (-0.53%)$69,220 (-) Land $18,460 Building $50,760
2023$3,382.00 (+23.21%)$69,220 (+33.5%) Land $18,460 Building $50,760$197,770 (+33.49%) Land $52,740 Building $145,030
2022$2,745.00$51,850 Land $13,180 Building $38,670
2020$148,150 Land $37,670 Building $110,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimJun 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemXENIA CITY PWS
serves 29,000 people · EPA ID OH2902812
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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