551 Altamonte Dr, Clover, SC 29710 Property Records

York County property record for 551 Altamonte Dr, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,750 sqft · built 2020
Lot Size	0.045 acres (1,962 sqft)
Owner	Individual Name on Record
Last Sale	$255,050 (Dec 2020)
Tax Bill	$1,627 (2025)
Deeds & Mortgages	Jan 2025 Line of Credit Jan 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`575-20-01-105`

Property Details

APN / Parcel Number

Primary APN	`575-20-01-105`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,750 sqft Living Area
Gross Area	2,125 sqft
1st Floor Area	755 sqft
2nd Floor Area	995 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Lot Area	1,962 sqft (0.045 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	40 sqft
Patio Area	95 sqft

Location & Zoning

Street Address	551 ALTAMONTE DR
City	CLOVER
State	SC
Zip	29710-0920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10 THE VILLAGE AT IVY RIDGE
Legal Subdivision	THE VILLAGE AT IVY RIDGE
Legal Lot Number	10
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2003
Census Tract	61709

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	551 ALTAMONTE DR, CLOVER, SC 29710-0920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2025	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jan 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage SAYGO HOME LOANS LLC
Dec 10, 2020	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2020 · Amount on Record
Deed Sale	Dec 10, 2020 · Amount on Record
Deed Document Number	202060715
Deed Book / Page	18825 / 227
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	551 ALTAMONTE DR, CLOVER, SC 29710-0920
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 ALTAMONTE DR, LAKE WYLIE, SC 29710-0920

Mortgage

Document Number	2171000039
Date	Jan 17, 2025
Book Page	21710/39
Instrument	2025001591

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	551 ALTAMONTE DR, CLOVER, SC 29710-0920
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 ALTAMONTE DR, CLOVER, SC 29710-0920

Mortgage

Document Number	2238200221
Date	Jan 30, 2026
Book Page	22382/221
Instrument	2026003332

Lender

Name	SAYGO HOME LOANS LLC
Type	Mortgage Company
Address	8155 E INDIAN BEND RD STE 111, SCOTTSDALE, AZ 85250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	Other
Max Rate	9.87%

December 2020: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	YORK SC
Recording Date	Dec 10, 2020
Property Address	551 ALTAMONTE DR, LAKE WYLIE, SC 29710-0920
Document Number	1882500227
Book / Page	18825 / 227
Map Reference	MB 162 PG 403
Instrument Date	Dec 9, 2020
Instrument	2020060715
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 ALTAMONTE DR, LAKE WYLIE, SC 29710-0920

Mortgage

Document Number	2020060716
Date	Dec 10, 2020
Instrument	2020060716

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,627.00 (+8.61%)	$11,892 (+15.01%) Land $1,692 Building $10,200	$330,400 (+27.81%) Land $47,000 Building $283,400
2023	$1,498.00	$10,340 Land $1,360 Building $8,980	$258,510 Land $34,000 Building $224,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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