551 Aerl Rd, Lorena, TX 76655 Property Records

McLennan County property record for 551 Aerl Rd, Lorena, TX 76655 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,084 sqft · built 2021
Lot Size0.501 acres (21,824 sqft)
Owner2 Company Names on File
Tax Bill$3,908 (2024)
Deeds & MortgagesJul 2026 Line of Credit
Mar 2024 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN303396110003090

Property Details

APN / Parcel Number

Primary APN303396110003090
Alternative APN
  • 403031

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area2,084 sqft Living Area
1st Floor Area2,084 sqft
FlooringCarpet
FireplaceFireplace
Security AlarmSecurity Alarm

Exterior

Year BuiltBuilt 2021
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area21,824 sqft (0.501 acres)
Lot Dimensions201 ft deep x 109 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number403031
Street Address551 AERL RD
CityLORENA
StateTX
Zip76655-3881
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTBROOK ADDITION LOT 9 BLOCK 3 ACRES .501
Legal SubdivisionWESTBROOK ADDITION
Legal Block3
Legal Lot Number9
JurisdictionMCLENNAN TX
Township / Civil DivisionMOODY-LORENA
Census Block Group4
Census Block4000
Census Tract3801

Owner

Source: McLennan County records · APN 303396110003090

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address551 AERL RD, LORENA, TX 76655-3881
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK
Mar 22, 2024Intrafamily Transfer, Transfer
Feb 22, 2024Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 31, 2020Deed of Trust, Construction Loan · Construction Mortgage
NATIONAL UNITED

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last Transfer DateMar 22, 2024
Transfer Doc0000008596
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Recording DateJul 21, 2026
Property Address551 AERL RD, LORENA, TX 76655-3881
Document Number0000023142
Instrument DateJul 14, 2026
Instrument202623142
Transaction TypeMortgage
Record UpdatedJul 31, 2026
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address551 AERL RD, LORENA, TX 76655-3881

Mortgage

Document Number0000023142,
DateJul 21, 2026
Instrument202623142
Lender
NameJPMORGAN CHASE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 01, 2041
Interest
Rate5.81%
Max Rate-1%

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCLENNAN TX
Recording DateMar 22, 2024
Property Address551 AERL RD, LORENA, TX 76655-3881
Document Number0000008596
Map ReferenceFILE 2019035639
Instrument DateMar 22, 2024
Instrument2024008596
Transaction TypeTransfer
Record UpdatedApr 02, 2024

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address551 AERL RD, LORENA, TX 76655-3881

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address551 AERL RD, LORENA, TX 76655-3881
Transaction TypeMortgage
Record UpdatedMar 06, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address551 AERL RD, LORENA, TX 76655-3881

Mortgage

Document Number0000005247
DateFeb 22, 2024
Instrument2024005247
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

December 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Recording DateDec 31, 2020
Property Address551 AERL RD, LORENA, TX 76655-3881
Document Number0000046773
Instrument DateDec 31, 2020
Instrument46773
Transaction TypeConstruction Loan
Record UpdatedFeb 26, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address707 N HWY 38 BYP GATESVILLE TX 76528, GATESVILLE, TX 76528

Mortgage

Document Number0000046773
DateDec 31, 2020
Instrument46773
Lender
NameNATIONAL UNITED
Address905 E MAIN ST, GATESVILLE, TX 76528-1434
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueDec 30, 2021

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
Unified School DistrictLorena Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$386,126 (-0.99%) Land $61,110 Building $325,016$386,126 (-0.99%) Land $61,110 Building $325,016
2024$3,908.00 (-3.12%)
2023$390,000 Land $53,250 Building $336,750$390,000 Land $53,250 Building $336,750
2022$4,034.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090038014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2010, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 55% of the US · above 33% of Texas
Wildfire LikelihoodAbout 1 in 1,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 53 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
JAB WirelessFiber1,000 / 200
SpectrumCable1,000 / 50
AMG Technology Investment GroupFixed Wireless500 / 100
VerizonFixed Wireless300 / 20
HelmscoFixed Wireless (unlicensed)100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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