551 7th Cir, Marengo, IL 60152 Property Records

McHenry County property record for 551 7th Cir, Marengo, IL 60152

Property Summary

Property Type	Single Family Home
Lot Size	0.351 acres (15,300 sqft)
Owner	Trust Name on File
Deeds & Mortgages	May 2020 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-25-329-031`

Property Details

APN / Parcel Number

Primary APN	`11-25-329-031`

Exterior

Lot Area	15,300 sqft

Location & Zoning

Street Address	551 7TH CIR
City	MARENGO
State	IL
Zip	60152-2396
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0028977 LT 25 PARKSIDE PLACE PHASE 4 MEMO: KEEFER, TIMMY A/KIMBERLY A REV TR
Legal Range	05E
Legal Township	44N
Legal Section	25
Legal Subdivision	PARKSIDE PLACE PH 04
Legal Phase	4
Legal Block	329
Legal Lot Number	25
Jurisdiction	MCHENRY IL
Township / Civil Division	MARENGO
Census Block Group	3
Census Block	3016
Census Tract	871003

Owner

551 7th Cir is owner-occupied and held in a trust since August 2018.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Trust Name on File
Mailing Address	551 7TH CIR, MARENGO, IL 60152-2396
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
May 22, 2018	Deed of Trust, Mortgage · Commercial Mortgage PRAIRIE COMMUNITY BANK
Aug 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 23, 2018
Transfer Doc	0000028977
Record Updated	Jun 7, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	551 7TH CIR, MARENGO, IL 60152-2396
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017274
Date	May 18, 2020
Instrument	2020R0017274

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2040

Interest

Rate	3.37%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	551 7TH CIR, MARENGO, IL 60152-2396
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016645
Date	May 22, 2018
Instrument	2018R0016645

Lender

Name	PRAIRIE COMMUNITY BANK
Type	Bank
Address	MARENGO, IL 60152

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Change Frequency	Monthly

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 23, 2018
Property Address	551 7TH CIR, MARENGO, IL 60152-2396
Document Number	0000028977
Instrument Date	Aug 20, 2018
Instrument	28977
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	551 7TH CIR MARENGO IL 601522396, MARENGO, IL 60152-2396

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Marengo Township
Municipality	Marengo City
Elementary School District	Marengo-Union Elementary Consolidated District 165 (PK - 08)
Secondary School District	Marengo Community High School District 154 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$52,524 Land $16,594 Building $35,930	$157,572 Land $49,782 Building $107,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 551 7th Cir in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 individual policies
Nearby Flood Policies	74 units insured incl. 10 condo units
Nearby Flood Claims	18 (1978–2018)
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 551 7th Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARENGO serves 7,572 people · EPA ID IL1110650
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on 7th Cir

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