551 5th St, Imperial Beach, CA 91932 Property Records

San Diego County property record for 551 5th St, Imperial Beach, CA 91932

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,170 sqft · built 1957
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on File
Last Sale	$885,000 (Aug 2022)
Tax Bill	$12,653 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`625-070-20-00`

Property Details

APN / Parcel Number

Primary APN	`625-070-20-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,100 sqft (0.163 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	551 5TH ST
City	IMPERIAL BEACH
State	CA
Zip	91932-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6000
Legal Description	BLK C LOT 2 TR 003448
Legal Subdivision	WILTAN MANOR
Legal Tract	003448
Legal Block	C
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	10501

Owner

551 5th St is owned and occupied by two individuals who bought it in August 2022.

Source: San Diego County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	551 5TH ST, IMPERIAL BEACH, CA 91932-1204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 11, 2021	Intrafamily Transfer, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Jun 11, 2021	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 26, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Mar 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2022 · Amount on File
Deed Sale	Aug 11, 2022 · Amount on File
Prior Sale	Jun 11, 2021 · Amount on File
Deed Document Number	2022326313
Prior Transfer Date	Mar 31, 2008
Prior Transfer Doc	0000180215
Record Updated	Oct 29, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 11, 2022
Property Address	551 5TH ST, IMPERIAL BEACH, CA 91932-1204
Document Number	0000326313
Map Reference	MAP 3448
Instrument Date	Jul 19, 2022
Instrument	2022-0326313
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	551 5TH ST, IMPERIAL BEACH, CA 91932-1204

Mortgage

Document Number	0000326314
Date	Aug 11, 2022
Instrument	2022-0326314

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 11, 2021
Property Address	551 5TH ST, IMPERIAL BEACH, CA 91932-1204
Document Number	0000431434
Map Reference	MAP 3448
Instrument Date	Jun 9, 2021
Instrument	2021-0431434
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 5TH ST, IMPERIAL BEACH, CA 91932-1204

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 11, 2021
Property Address	551 5TH ST, IMPERIAL BEACH, CA 91932-1204
Document Number	0000431435
Map Reference	MAP 3448
Instrument Date	May 27, 2021
Instrument	2021-0431435
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 5TH ST, IMPERIAL BEACH, CA 91932-1204

Mortgage

Document Number	0000431436
Date	Jun 11, 2021
Instrument	2021-0431436

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	551 5TH ST, IMPERIAL BEACH, CA 91932-1204
Document Number	0000208070
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	551 5TH ST IMPERIAL BEACH CA 919321204, IMPERIAL BEACH, CA 91932-1204

Mortgage

Document Number	0000208070
Date	May 30, 2019
Instrument	208070

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	May 29, 2059

Interest

Rate Type	Adjustable Rate

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 14, 2019
Property Address	551 5TH ST, IMPERIAL BEACH, CA 91932-1204
Document Number	0000091818
Instrument Date	Feb 27, 2019
Instrument	91818
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	551 5TH ST IMPERIAL BEACH CA 919321204, IMPERIAL BEACH, CA 91932-1204

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 20, 2018
Property Address	551 5TH ST, IMPERIAL BEACH, CA 91932-1204
Document Number	0000522504
Instrument Date	Dec 18, 2018
Instrument	522504
Transaction Type	Transfer
Record Updated	Dec 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	551 5TH ST IMPERIAL BEACH CA 919321204, IMPERIAL BEACH, CA 91932-1204

Tax Assessment & Valuation

The 2025 property tax bill for 551 5th St was $12,653 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Imperial Beach City
Elementary School District	South Bay Union School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$939,167 (+2%) Land $749,098 Building $190,069
2025	$12,653.00 Homeowner's exemption	$920,753 Land $734,410 Building $186,343
2023	$11,794.00 (+6.39%) Homeowner's exemption	$847,000 Land $675,000 Building $172,000
2022	$11,086.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 551 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 individual policies
Nearby Flood Policies	18 units insured incl. 4 condo units
Nearby Flood Claims	7 (1983–2010)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Mar 2010 · tidal / storm surge
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 551 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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