Santa Cruz County property record for 551 37th Ave, Santa Cruz, CA 95062
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 607 sqft · built 1939 |
| Lot Size | 0.028 acres (1,220 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,125,000 (Oct 2022) |
| Tax Bill | $14,958 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-121-03 |
| Primary APN | 032-121-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 607 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 1,220 sqft (0.028 acres) |
| Deck Area | Deck Area |
| Heating System | Space Heater |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 551 37TH AVE |
|---|---|
| City | SANTA CRUZ |
| State | CA |
| Zip | 95062-5553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-4-PP |
| Legal Subdivision | MOANA COURT |
| Legal Lot Number | 25 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 121601 |
551 37th Ave is owned by a company that acquired it in September 2025.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 610 GILBERT AVE, 23, MENLO PARK, CA 94025-2736 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2025 | Intrafamily Transfer, Transfer |
| Oct 7, 2022 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2022 · Amount on File |
| Deed Sale | Oct 7, 2022 · Amount on File |
| Prior Sale | May 16, 2007 · Amount on File |
| Deed Document Number | 202227942 |
| Last Transfer Date | Sep 24, 2025 |
| Transfer Doc | 0000020509 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 26, 2025 |
| Property Address | 551 37TH AVE, SANTA CRUZ, CA 95062-5553 |
| Document Number | 0000020509 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 2025-0020509 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 610 GILBERT AVE APT 23, 23, MENLO PARK, CA 94025-2736 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 7, 2022 |
| Property Address | 551 37TH AVE, SANTA CRUZ, CA 95062-5553 |
| Document Number | 0000027942 |
| Instrument Date | Oct 3, 2022 |
| Instrument | 2022-0027942 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,237.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 610 GILBERT AVE APT 23, 23, MENLO PARK, CA 94025-2736 |
| Document Number | 0000027943 |
|---|---|
| Date | Oct 7, 2022 |
| Instrument | 2022-0027943 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
The 2025 property tax bill for 551 37th Ave was $14,958.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Live Oak Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,193,859 (+2%) Land $1,061,208 Building $132,651 | ||
| 2025 | $14,958.00 | $1,170,450 Land $1,040,400 Building $130,050 | |
| 2023 | $13,716.00 (+34.5%) | $1,125,000 Land $1,000,000 Building $125,000 | |
| 2022 | $10,198.00 | ||
| 2021 | $771,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 551 37th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 551 37th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cruzio, GeoLinks, Spectrum, T-Mobile.
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