55097 Sugar Loaf Ln, Callahan, FL 32011 Property Records

Nassau County property record for 55097 Sugar Loaf Ln, Callahan, FL 32011

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,620 sqft · built 2006
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$249,900 (Apr 2026)
Tax Bill	$1,606 (2025)
Deeds & Mortgages	Apr 2026 Sale & Construction Loan Apr 2026 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-2N-25-0000-0002-0260`

Property Details

APN / Parcel Number

Primary APN	`46-2N-25-0000-0002-0260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Mobile Home
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	432 sqft
Carport	Carport
Carport Area	432 sqft
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	55097 SUGAR LOAF LN
City	CALLAHAN
State	FL
Zip	32011-8573
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OR
Legal Description	IN OR 2602/379 2006 FTWD DW/MH
Legal Range	25E
Legal Township	02N
Legal Section	46
Legal Subdivision	THE ESTATE OF AG OGILVIE
Legal Block	260
Legal Lot Number	2
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2011
Census Tract	50506

Owner

Source: Nassau County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55097 SUGAR LOAF LN, CALLAHAN, FL 32011-8573
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Warranty Deed, Transfer · Construction Mortgage MOVEMENT MORTGAGE
Apr 21, 2026	Warranty Deed, Construction Loan · Construction Mortgage MORTGAGE MORTGAGE
Nov 14, 2022	Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU
Jul 21, 2021	Warranty Deed, Transfer NOVAS TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	Jul 21, 2021 · Amount on Record
Deed Document Number	202611832
Deed Book / Page	2862 / 1204
Prior Transfer Date	Nov 27, 2017
Prior Transfer Doc	0021591707
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Apr 21, 2026
Property Address	55097 SUGAR LOAF LN, CALLAHAN, FL 32011-8573
Document Number	0000011832
Book / Page	2862 / 1204
Instrument Date	Apr 17, 2026
Instrument	2026.11832
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	GIBRALTAR TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176,679.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55097 SUGAR LOAF LN, CALLAHAN, FL 32011-8573

Mortgage

Document Number	0000011833,
Date	Apr 21, 2026
Instrument	2026..11833

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

April 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Apr 21, 2026
Property Address	55097 SUGAR LOAF LN, CALLAHAN, FL 32011-8573
Document Number	0028621204
Book / Page	2862 / 1204
Instrument Date	Apr 17, 2026
Instrument	202611832
Transaction Type	Construction Loan
Record Updated	Aug 27, 2026
Title Company	GIBRALTAR TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176,679.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55097 SUGAR LOAF LN, CALLAHAN, FL 32011-8573

Mortgage

Document Number	0000011833,
Date	Apr 21, 2026
Instrument	202611833

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Nov 14, 2022
Property Address	55097 SUGAR LOAF LN, CALLAHAN, FL 32011-8573
Document Number	0026020379
Book / Page	2602 / 379
Map Reference	MB 1 PG 32
Instrument Date	Nov 10, 2022
Instrument	202245037773
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45932 BISMARK RD, CALLAHAN, FL 32011-6009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55097 SUGAR LOAF LN, CALLAHAN, FL 32011-8573
Investor	Possibly a Property Investor

Mortgage

Document Number	0002602381
Date	Nov 14, 2022
Instrument	2602/381

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jul 21, 2021
Property Address	55097 SUGAR LOAF LN, CALLAHAN, FL 32011-8573
Document Number	0024810472
Book / Page	2481 / 472
Map Reference	MB 1 PG 32
Instrument Date	May 27, 2021
Instrument	202145027233
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	NOVAS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45926 BISMARK RD, 45926, CALLAHAN, FL 32011-6009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45932 BISMARK RD, CALLAHAN, FL 32011-6009

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,606.00 (-18.64%) Homeowner's exemption	$144,976 (+14.73%) Land $45,000 Building $99,976	$144,976 (+14.73%) Land $45,000 Building $99,976
2024	$1,974.00 (+0.41%)	$126,364 (+2.56%) Land $35,000 Building $91,364	$126,364 (+2.56%) Land $35,000 Building $91,364
2023	$1,966.00 (+30.54%)	$123,214 (+23.08%) Land $35,000 Building $88,214	$123,214 (+23.08%) Land $35,000 Building $88,214
2022	$1,506.00	$100,110 Land $35,000 Building $65,110	$100,110 Land $35,000 Building $65,110

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	2 (2012–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

May also be available: Verizon, Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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