5509 Post Rd, Charlestown, RI 02813 Property Records

Charlestown Town property record for 5509 Post Rd, Charlestown, RI 02813

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,446 sqft · built 1951
Lot Size	4.05 acres (176,418 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Feb 2024)
Tax Bill	$2,711 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-0364-46`

Property Details

APN / Parcel Number

Primary APN	`7-0364-46`
Alternative APNs	`CHAR M:15 L:14` `M:015 B:014` `4-0000-82`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,446 sqft Living Area
Gross Area	2,907 sqft
1st Floor Area	1,446 sqft
Basement Area	1,446 sqft
Unfinished Basement	1,446 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Stone
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	176,418 sqft (4.05 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4-0000-82
Street Address	5509 POST RD
City	CHARLESTOWN
State	RI
Zip	02813-1745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3A
Legal Lot Number	14
Jurisdiction	CHARLESTOWN RI
Township / Civil Division	CHARLESTOWN
Census Block Group	1
Census Block	1031
Census Tract	51101

Owner

5509 Post Rd is owned and occupied by an individual who bought it in February 2024.

Source: Charlestown Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5509 POST RD, CHARLESTOWN, RI 02813-1745
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage NFM LENDING
Feb 6, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage GIOHOLDINGSEAST LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2024 · Amount on File
Deed Sale	Feb 6, 2024 · Amount on File
Deed Document Number	2024163
Deed Book / Page	501 / 319
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTOWN RI
Property Address	5509 POST RD, CHARLESTOWN, RI 02813-1745
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000518-36
Date	Jan 21, 2026
Book Page	518/36
Instrument	118

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTOWN RI
Recording Date	Feb 6, 2024
Property Address	5509 POST RD, CHARLESTOWN, RI 02813-1745
Document Number	000501-319
Book / Page	501 / 319
Instrument Date	Feb 6, 2024
Instrument	163
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HAZEL DR, HAMPSTEAD, NH 03841-2338

Mortgage

Document Number	0000000164
Date	Feb 6, 2024
Instrument	164

Lender

Name	GIOHOLDINGSEAST LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5509 Post Rd was $2,711.

Source: Charlestown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Charlestown Town
Unified School District	Chariho Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,711.00	$457,100 Land $224,500 Building $232,600	$585,432
2023	$2,624.00	$457,100 Land $224,500 Building $232,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5509 Post Rd in Zone X, an area of minimal flood risk, though there have been 71 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	71 (1978–2012)
Claims Outside the SFHA	7 of 71
Most Recent Claim	Nov 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Nov 2012 · 37 claims Severe Storms And Flooding, Mar 2010 · 11 claims Hurricane Bob, Aug 1991 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5509 Post Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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