5509 Hayloft Ct, Frederick, MD 21703 Property Records

Frederick County property record for 5509 Hayloft Ct, Frederick, MD 21703

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,707 sqft · built 1984
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on Record
Last Sale	$699,900 (Oct 2025)
Tax Bill	$7,293 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-435489`

Property Details

APN / Parcel Number

Primary APN	`23-435489`
Alternative APN	`435489`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,707 sqft Total Area
1st Floor Area	1,330 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	50,094 sqft (1.15 acres)
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	438 sqft
Patio Area	980 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	435489
Street Address	5509 HAYLOFT CT
City	FREDERICK
State	MD
Zip	21703-6909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 54 SEC 1 PLAT 1 1.157 AC HAYLOFT CRT HILLSIDE ESTATES
Legal Subdivision	HAYLOFT CRT HILLSIDE ESTATES
Legal Lot Number	54
Jurisdiction	FREDERICK MD
Township / Civil Division	23, BALLENGER
Census Block Group	1
Census Block	1019
Census Tract	751004

Owner

Source: Frederick County records, as of November 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5509 HAYLOFT CT, FREDERICK, MD 21703-6909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Jun 23, 1998 · Amount on Record
Deed Document Number	0017582422
Deed Book / Page	17582 / 422
Record Updated	Jun 8, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 30, 2025
Property Address	5509 HAYLOFT CT, FREDERICK, MD 21703-6909
Document Number	0175820422
Book / Page	17582 / 422
Map Reference	MB 18 FO 196
Instrument Date	Oct 30, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,749.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5509 HAYLOFT CT, FREDERICK, MD 21703-6909

Mortgage

Document Number	0017582429
Date	Oct 30, 2025
Instrument	17582/429

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,293.00 (+15.54%) Homeowner's exemption	$632,200 (+20.19%)	$685,300 (+30.29%) Land $106,200 Building $579,100
2023	$6,312.00 Homeowner's exemption	$526,000 Land $106,200 Building $419,800	$526,000 Land $106,200 Building $419,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	May 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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