5509 Euclid Dr, McHenry, IL 60050 Property Records

McHenry County property record for 5509 Euclid Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,040 sqft · built 1937
Lot Size	0.361 acres (15,748 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Nov 2021)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-21-454-046`

Property Details

APN / Parcel Number

Primary APN	`09-21-454-046`

Interior

Full Baths	4 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1937
Architectural Style	A-Frame
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	15,748 sqft

Exterior Amenities

Porch	Porch
Porch Area	150 sqft
Deck Area	352 sqft
Shed	1 Shed
Shed Area	220 sqft

Location & Zoning

Street Address	5509 EUCLID DR
City	MCHENRY
State	IL
Zip	60050-3338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0059501 LTS 1, 2 & 3 BLK 8 WESTHORE BEACH MCCULLOM LAKE
Legal Block	8
Legal Lot Number	1-3 2
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1054
Census Tract	870603

Owner

5509 Euclid Dr is owned and occupied by an individual who bought it in November 2021.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Mailing Address	5509 EUCLID DR, MCHENRY, IL 60050-3338
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Line of Credit NORTH SHORE TRUST & SAVINGS
Nov 2, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE TRUST & SAVINGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2021 · Amount on File
Deed Sale	Nov 2, 2021 · Amount on File
Prior Sale	Sep 21, 2010 · Amount on File
Deed Document Number	2021R0059501
Record Updated	Jun 7, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	5509 EUCLID DR, MCHENRY, IL 60050-3338
Transaction Type	Mortgage
Record Updated	Jan 5, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036105
Date	Dec 23, 2025
Instrument	2025R0036105

Lender

Name	NORTH SHORE TRUST & SAVINGS
Type	Bank
Address	LAKE VILLA, IL 60046

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 2, 2021
Property Address	5509 EUCLID DR, MCHENRY, IL 60050-3338
Document Number	0000059501
Map Reference	MB 9 PG 32
Instrument Date	Sep 30, 2021
Instrument	2021R0059501
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5509 EUCLID DR, MCHENRY, IL 60050-3338

Mortgage

Document Number	0000059502
Date	Nov 2, 2021
Instrument	2021R0059502

Lender

Name	NORTH SHORE TRUST & SAVINGS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$43,329 Land $12,835 Building $30,494	$129,987 Land $38,505 Building $91,482

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5509 Euclid Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1979–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5509 Euclid Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: i3 Broadband, Verizon.

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