5509 E White Pine Dr, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 5509 E White Pine Dr, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,430 sqft · built 2001
Lot Size	0.229 acres (9,984 sqft)
Owner	Individual Name on Record
Last Sale	$920,000 (Sep 2022)
Tax Bill	$2,759 (2025)
Deeds & Mortgages	Aug 2023 Reverse Mortgage Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`211-37-558`

Property Details

APN / Parcel Number

Primary APN	`211-37-558`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,430 sqft Living Area
1st Floor Area	2,430 sqft

Exterior

Year Built	Built 2001
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	9,984 sqft (0.229 acres)
Parking Spaces	3 Parking Spaces
Pool Area	420 sqft
Patio Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	5509 E WHITE PINE DR
City	CAVE CREEK
State	AZ
Zip	85331-5927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-18
Legal Description	CHAPARRAL AT LONE MOUNTAIN MCR 539-09
Legal Range	04E
Legal Township	05N
Legal Section	17
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	CHAPARRAL AT LONE MOUNTAIN
Legal Lot Number	43
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2010
Census Tract	613000

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5509 E WHITE PINE DR, CAVE CREEK, AZ 85331-5927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Sep 21, 2022	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Feb 4, 2021	Intrafamily Transfer, Transfer
Apr 11, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF NAT'L TR & SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Prior Sale	Feb 4, 2021
Deed Document Number	20220725775
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5509 E WHITE PINE DR, CAVE CREEK, AZ 85331-5927
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5509 E WHITE PINE DR, CAVE CREEK, AZ 85331-5927

Mortgage

Document Number	0000407859
Date	Aug 4, 2023
Instrument	20230407859

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.45%
Type Change Date	Sep 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.4%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 21, 2022
Property Address	5509 E WHITE PINE DR, CAVE CREEK, AZ 85331-5927
Document Number	0000725775
Map Reference	MB 539 PG 9
Instrument Date	Aug 18, 2022
Instrument	20220725775
Transaction Type	Transfer
Record Updated	Sep 30, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	960 STARKEY RD UNIT 3406, 960, LARGO, FL 33771-2474

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5509 E WHITE PINE DR, CAVE CREEK, AZ 85331-5927

Mortgage

Document Number	0000725776
Date	Sep 21, 2022
Instrument	20220725776

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Feb 4, 2021
Property Address	5509 E WHITE PINE DR, CAVE CREEK, AZ 85331-5927
Document Number	0000129894
Map Reference	MB 539 PG 09
Instrument Date	Feb 4, 2021
Instrument	20210129894
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5509 E WHITE PINE DR, CAVE CREEK, AZ 85331-5927

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5509 E WHITE PINE DR, CAVE CREEK, AZ 85331-5927
Document Number	0000298188
Instrument Date	Apr 11, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5509 E WHITE PINE DR CAVE CREEK AZ 853315927, CAVE CREEK, AZ 85331-5927

Mortgage

Document Number	0000298188
Date	Apr 20, 2018
Instrument	298188

Lender

Name	BANK OF NAT'L TR & SVGS
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,550 (-0.47%)	$705,500 (-0.47%) Land $141,100 Building $564,400
2025	$2,759.00 (+10.32%)
2024		$70,880	$708,800 Land $141,700 Building $567,100
2022	$2,501.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Verizon Fixed Wireless	300 / 20
Mojo Broadband Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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