San Diego County property record for 5509 Daybreak Ct, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,360 sqft · built 1996 |
| Lot Size | 0.234 acres (10,210 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $990,000 (Nov 2021) |
| Tax Bill | $11,840 (2025) |
| Deeds & Mortgages | Feb 2024 Second Mortgage Apr 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-734-40-00 |
| Primary APN | 157-734-40-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,360 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 10,210 sqft (0.234 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5509 DAYBREAK CT |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-4687 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 122 TR 012631 |
| Legal Subdivision | GUAJOME MEADOWS |
| Legal Tract | 012631 |
| Legal Block | 1 |
| Legal Lot Number | 122 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 18612 |
Source: San Diego County records · APN 157-734-40-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5509 DAYBREAK CT, OCEANSIDE, CA 92057-4687 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 05, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Apr 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU |
| Nov 12, 2021 | Grant Deed, Transfer · Conventional Mortgage LUTHER BURBANK SAVINGS |
| Oct 27, 2021 | Intrafamily Transfer, Transfer |
| Oct 14, 2017 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 12, 2021 · Amount on Record |
| Deed Sale | Nov 12, 2021 · Amount on Record |
| Prior Sale | Oct 02, 1996 · Amount on Record |
| Deed Document Number | 2021785949 |
| Prior Transfer Date | Sep 28, 2021 |
| Prior Transfer Doc | 0000747338 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5509 DAYBREAK CT, OCEANSIDE, CA 92057-4687 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5509 DAYBREAK CT, OCEANSIDE, CA 92057-4687 |
| Document Number | 0000029575 |
|---|---|
| Date | Feb 05, 2024 |
| Instrument | 2024-0029575 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jan 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5509 DAYBREAK CT, OCEANSIDE, CA 92057-4687 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 5509 DAYBREAK CT, OCEANSIDE, CA 92057-4687 |
| Document Number | 0000147581 |
|---|---|
| Date | Apr 04, 2022 |
| Instrument | 2022-0147581 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 12, 2021 |
| Property Address | 5509 DAYBREAK CT, OCEANSIDE, CA 92057-4687 |
| Document Number | 0000785949 |
| Map Reference | MAP 12631 |
| Instrument Date | Nov 09, 2021 |
| Instrument | 2021-0785949 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Title Company | WFG TITLE CO OF CA SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5509 DAYBREAK CT, OCEANSIDE, CA 92057-4687 |
| Document Number | 0000785950 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 2021-0785950 |
| Name | LUTHER BURBANK SAVINGS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Dec 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 4.87% |
| Index | 1-Year CMT |
| Max Rate | 8.87% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 27, 2021 |
| Property Address | 5509 DAYBREAK CT, OCEANSIDE, CA 92057-4687 |
| Document Number | 0000747338 |
| Map Reference | MAP 12631 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 2021-0747338 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 5509 DAYBREAK CT, OCEANSIDE, CA 92057-4687 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5509 DAYBREAK CT, OCEANSIDE, CA 92057-4687 |
| Document Number | 0000538212 |
| Instrument Date | Oct 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5509 DAYBREAK CT OCEANSIDE CA 920574687, OCEANSIDE, CA 92057-4687 |
| Document Number | 0000538212 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 538212 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 16, 2057 |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,071,606 (+2%) Land $627,810 Building $443,796 | |
| 2025 | $11,840.00 (+8.68%) Homeowner's exemption | $1,050,595 (+4.04%) Land $615,500 Building $435,095 |
| 2023 | $10,894.00 (-0.45%) | $1,009,800 Land $591,600 Building $418,200 |
| 2022 | $10,943.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 6% of the US · above 4% of California |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 387 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Fiber | 2,000 / 35 |
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Cox Communications, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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