5509 Cosumnes Dr, Stockton, CA 95219 Property Records

San Joaquin County property record for 5509 Cosumnes Dr, Stockton, CA 95219

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,042 sqft · built 2004
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Apr 2022)
Tax Bill	$8,475 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jul 2020 Transfer + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`066-200-440-000`

Property Details

APN / Parcel Number

Primary APN	`066-200-440-000`
Alternative APNs	`066-200-44` `07148044`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,042 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	066-200-44
Street Address	5509 COSUMNES DR
City	STOCKTON
State	CA
Zip	95219-7121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDRAWN DEC-05-2005 FROM ORIGINAL APN 071-480-44
Legal Subdivision	SPANOS PARK WEST
Legal Block	4
Legal Lot Number	44
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	THORNTON
Census Block Group	4
Census Block	4005
Census Tract	4004

Owner

5509 Cosumnes Dr is owned and occupied by two individuals who bought it in April 2022.

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5509 COSUMNES DR, STOCKTON, CA 95219-7121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 6, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jul 6, 2020	Grant Deed, Transfer · Conventional Mortgage DIVINE MTG CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2022 · Amount on File
Deed Sale	Apr 27, 2022 · Amount on File
Prior Sale	Jul 6, 2020 · Amount on File
Deed Document Number	202254232
Prior Transfer Date	Jul 1, 2020
Prior Transfer Doc	0000080063
Record Updated	Oct 29, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 27, 2022
Property Address	5509 COSUMNES DR, STOCKTON, CA 95219-7121
Document Number	0000054232
Instrument Date	Apr 26, 2022
Instrument	2022-054232
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO NORTH CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5509 COSUMNES DR, STOCKTON, CA 95219-7121

Mortgage

Document Number	0000054233
Date	Apr 27, 2022
Instrument	2022-054233

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 6, 2020
Property Address	5509 COSUMNES DR, STOCKTON, CA 95219-7121
Document Number	0000080063
Instrument Date	Jun 30, 2020
Instrument	80063
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5509 COSUMNES DR STOCKTON CA 952197121, STOCKTON, CA 95219-7121

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 6, 2020
Property Address	5509 COSUMNES DR, STOCKTON, CA 95219-7121
Document Number	0000080064
Instrument Date	Jun 30, 2020
Instrument	80064
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5509 COSUMNES DR STOCKTON CA 952197121, STOCKTON, CA 95219-7121

Mortgage

Document Number	80065
Date	Jul 6, 2020
Instrument	80065

Lender

Name	DIVINE MTG CAP
Address	CITY OF INDUSTRY, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 5509 Cosumnes Dr was $8,475 with a homeowner's exemption, down 2.9% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,475.00 (-2.9%)
2025	$8,728.00 Homeowner's exemption	$663,600 Land $195,000 Building $468,600
2023	$9,128.00 (+29.26%) Homeowner's exemption	$698,700 Land $204,000 Building $494,700	$678,420
2022	$7,062.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5509 Cosumnes Dr in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5509 Cosumnes Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STOCKTON serves 192,702 people · EPA ID CA3910012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: DigitalPath, Matrix Broadband, T-Mobile.

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