5509 Carys Brook Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 5509 Carys Brook Ln, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,842 sqft · built 1982
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$389,900 (Aug 2017)
Tax Bill	$3,084 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29368`

Property Details

APN / Parcel Number

Primary APN	`29368`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,842 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Area	896 sqft
Pool Area	720 sqft
Porch	Slab
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5509 CARYS BROOK LN
City	GLOUCESTER
State	VA
Zip	23061-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	GLO VILLAGE ESTATES LOT 5A
Legal Subdivision	GLO VILLAGE
Legal Lot Number	5A
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	2
Census Block	2017
Census Tract	100202

Owner

5509 Carys Brook Ln is owned and occupied by two individuals who bought it in August 2017.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5509 CARYS BROOK LN, GLOUCESTER, VA 23061-2002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Line of Credit 1ST ADVANTAGE FCU
Jan 8, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jul 27, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Aug 1, 2017	Warranty Deed, Transfer · FHA Mortgage OVM FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2017 · Amount on File
Deed Sale	Aug 1, 2017 · Amount on File
Deed Document Number	20173611
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5509 CARYS BROOK LN, GLOUCESTER, VA 23061-2002
Transaction Type	Mortgage
Record Updated	Apr 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0260001062
Date	Mar 13, 2026
Instrument	260001062

Lender

Name	1ST ADVANTAGE FCU
Type	Credit Union
Address	NEWPORT NEWS, VA 23608

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5509 CARYS BROOK LN, GLOUCESTER, VA 23061-2002
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250000078
Date	Jan 8, 2025
Instrument	250000078

Lender

Name	DISCOVER BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 26, 2054

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5509 CARYS BROOK LN, GLOUCESTER, VA 23061-2002
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005284
Date	Jul 27, 2021
Instrument	210005284

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	357 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Aug 1, 2017
Property Address	5509 CARYS BROOK LN, GLOUCESTER, VA 23061-2002
Document Number	0170003611
Instrument Date	Jul 27, 2017
Instrument	170003611
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	UNKNOWN, 1ST VIRGINIA TITLE & ESCR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5509 CARYS BROOK LN, GLOUCESTER, VA 23061-2002

Mortgage

Document Number	0170003612
Date	Aug 1, 2017
Instrument	170003612

Lender

Name	OVM FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 5509 Carys Brook Ln was $3,084, up 2.3% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,084.00 (+2.29%)	$528,940 (+7.7%) Land $107,050 Building $421,890	$528,940 (+7.7%) Land $107,050 Building $421,890
2025	$3,015.00 (+5.31%)	$491,120 (-) Land $98,500 Building $392,620	$491,120 (-) Land $98,500 Building $392,620
2024	$2,863.00	$491,120 (-) Land $98,500 Building $392,620	$491,120 (-) Land $98,500 Building $392,620
2023	$2,863.00 (-1.34%)	$491,120 (+22.68%) Land $98,500 Building $392,620	$491,120 (+22.68%) Land $98,500 Building $392,620
2022	$2,902.00	$400,330 Land $99,860 Building $300,470	$400,330 Land $99,860 Building $300,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5509 Carys Brook Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2003–2009)
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5509 Carys Brook Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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