5507 Norgate Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5507 Norgate Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,210 sqft · built 2012
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$323,301 (Aug 2026)
Tax Bill	$3,095 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T091500202`

Property Details

APN / Parcel Number

Primary APN	`T091500202`
Alternative APN	`3-0110-A559-00-0111.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,210 sqft Living Area
Gross Area	2,820 sqft
1st Floor Area	1,210 sqft
Basement Area	1,210 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T091500202
Street Address	5507 NORGATE CT
City	SAINT CHARLES
State	MO
Zip	63304-8042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANORS AT COLUMBUS POINTE LOT 111
Legal Subdivision	MANORS AT COLUMBUS POINTE
Legal Lot Number	111
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	1
Census Block	1002
Census Tract	311114

Owner

5507 Norgate Ct is owned and occupied by two individuals who bought it in August 2026.

Source: St. Charles County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5507 NORGATE CT, SAINT CHARLES, MO 63304-8042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Oct 5, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 15, 2018	Warranty Deed, Transfer BDS 44 LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Prior Sale	Oct 5, 2018 · Amount on File
Deed Document Number	202636667
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 3, 2026
Property Address	5507 NORGATE CT, SAINT CHARLES, MO 63304-8042
Document Number	0000036667
Instrument Date	Jul 31, 2026
Instrument	202636667
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5507 NORGATE CT, SAINT CHARLES, MO 63304-8042

Mortgage

Document Number	0000036668,
Date	Aug 3, 2026
Instrument	202636668

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	5507 NORGATE CT, SAINT CHARLES, MO 63304-8042
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072820752
Date	Apr 29, 2020
Book Page	7282/752
Instrument	20200429000271130

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 5, 2018
Property Address	5507 NORGATE CT, SAINT CHARLES, MO 63304-8042
Document Number	0069870050
Book / Page	6987 / 0050
Map Reference	MB 45 PG 269
Instrument Date	Oct 4, 2018
Instrument	20181005000572310
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1105 N 2ND ST, 1105, SAINT CHARLES, MO 63301-2101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5507 NORGATE CT, COTTLEVILLE, MO 63304-8042

Mortgage

Document Number	20181005000572340
Date	Oct 5, 2018
Instrument	20181005000572340

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2033

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 15, 2018
Property Address	5507 NORGATE CT, SAINT CHARLES, MO 63304-8042
Document Number	0069631028
Book / Page	006963 / 001028
Instrument Date	Aug 15, 2018
Instrument	466510
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1105 N 2ND ST ST CHARLES MO 633012101, ST CHARLES, MO 63301-2101

Mortgage

Document Number	69631030
Date	Aug 15, 2018
Book Page	006963/001030
Instrument	466520

Lender

Name	BDS 44 LLC
Address	3320 RUE ROYALE ST # 1, ST CHARLES, MO 63301-8322

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5507 Norgate Ct was $3,095.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,107 (-)	$263,720 (-) Land $54,000 Building $209,720
2025	$3,095.00	$50,107	$263,720 Land $54,000 Building $209,720
2023		$45,937
2022			$241,772 Land $40,500 Building $201,272

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5507 Norgate Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5507 Norgate Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Norgate Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures