5507 Chambray Ter, Cherryville, NC 28021 Property Records

Gaston County property record for 5507 Chambray Ter, Cherryville, NC 28021

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,717 sqft · built 2026
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$298,000 (Aug 2026)
Tax Bill$339 (2026)
Deeds & MortgagesAug 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN312465

Property Details

APN / Parcel Number

Primary APN312465

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,717 sqft Heated Area

Exterior

Year BuiltBuilt 2026
Effective Year BuiltEffective 2026
Lot Area7,405 sqft (0.17 acres)

Location & Zoning

Street Address5507 CHAMBRAY TER
CityCHERRYVILLE
StateNC
Zip28021-8111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCALICO CREEK LOT 184 PLAT BOOK 103 PAGE 083
Legal SubdivisionCALICO CREEK
Legal Lot Number184
JurisdictionGASTON NC
Township / Civil DivisionCHERRYVILLE
Census Block Group2
Census Block2029
Census Tract30601

Owner

5507 Chambray Ter is owned and occupied by two individuals who bought it in August 2026.

Source: Gaston County records, as of September 22, 2026

Owner of Record2 Individual Names on File
Mailing Address5507 CHAMBRAY TER, CHERRYVILLE, NC 28021-8111
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2026 · Amount on File
Deed SaleAug 4, 2026 · Amount on File
Deed Document Number2026
Deed Book / Page5660 / 1406
Record UpdatedOct 29, 2026

August 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionGASTON NC
Recording DateAug 4, 2026
Property Address5507 CHAMBRAY TER, CHERRYVILLE, NC 28021-8111
Document Number5660001406
Book / Page5660 / 1406
Instrument DateJul 31, 2026
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$60,196.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5507 CHAMBRAY TER, CHERRYVILLE, NC 28021-8111

Mortgage

Document Number5660001410,
DateAug 4, 2026
Book Page5660/1410
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeAdjustable Rate
Rate3.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 5507 Chambray Ter was $339, up 4,137.5% from the year before.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityCherryville City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$339.00 (+4,137.5%)$31,500 (-) Land $31,500
2025$8.00$31,500 Land $31,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5507 Chambray Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5507 Chambray Ter is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHERRYVILLE
serves 6,353 people · EPA ID NC0136030
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chambray Ter

Nearby Streets

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